

Erica Davis
Sr. Loan Officer


University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
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Business Hours
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24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
She followed up and followed through with every detail. We can honestly say this was the best real estate experience by far! Her professionalism and attention to detail was impressive. Highly recommed!!!!!
Reply from Erica Davis
February 15th, 2026 09:07 PM
I’m grateful for your thoughtful review, Rhonda. It's rewarding to hear that my attention to detail and professionalism made such a positive impression on your real estate experience. I strive to follow up and deliver on every promise, ensuring...
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Erica got this closing done in record time (even when thrown some curveballs). Thank you, Erica!
Reply from Erica Davis
February 15th, 2026 09:06 PM
I'm grateful for your feedback, Mary. It's wonderful to know that I could navigate the hurdles and assist in closing the deal promptly. Should you have any more needs in the future, I'm here to help.
Erica is amazing and won't stop until she finds a solution! Every loan doesn't work for every circumstance, but Erica researched and found the best way for us to secure a loan when our former house did not sell. She's amazing!
Reply from Erica Davis
February 15th, 2026 09:07 PM
Thank you for sharing your experience, Tia. I'm truly pleased to hear that my efforts in finding the right loan solution for your situation made a difference. Navigating these circumstances can be challenging, and I'm glad I could assist you...
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Erica Davis was an absolute joy to work with throughout my home-buying process. She handled every detail of my loan paperwork with care, clarity, and professionalism, making everything easy to understand and completely stress-free.From the...
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Reply from Erica Davis
December 15th, 2025 10:31 PM
Wendy, thank you so much for taking the time to share such a thoughtful and kind review. It truly means the world to me. Helping you through your home-buying journey was an absolute pleasure, and I’m so grateful for the trust you placed in...
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TL;DR: Erica is the Cleopatra of LoansErica saved a deal for my buyer after a disastrous experience with another loan officer with a different company that caused our closing to be delayed. We switched to Erica once that happened and even though...
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Reply from Erica Davis
December 15th, 2025 10:33 PM
Austin, it's wonderful to hear such positive feedback. I'm glad that I could assist in getting the deal back on track and navigate through the process swiftly, even during the holiday period. Your words about the experience truly mean a lot...
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I’ve had the pleasure of working with Erica on multiple transactions, and I can honestly say she is hands down my favorite lender! Erica combines professionalism with a warm, personable touch that makes the entire lending process seamless....
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Reply from Erica Davis
December 15th, 2025 10:35 PM
I'm grateful for your kind review, Brandi. Working with you on multiple transactions has been a rewarding experience, and I'm delighted that I've been able to meet your expectations in providing a smooth lending process. It's important to me...
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the experience started well with all Parties being on the same page. Towards the end of the process was frustrating due to the lack of communication between all parties in this process. We were happy to work with the team, but we felt pressure...
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Erica was fantastic! She made the whole process smooth and very easy. I highly recommend her!
Reply from Erica Davis
November 13th, 2025 09:17 PM
Aw, thank you! I’m so happy to hear you had such a great experience. It was wonderful working with you, and I truly appreciate you taking the time to share this — it made my day!
Erica was excellent! She walked us through every step and was attentive to all our questions and concerns. This experience was effortless and we closed early because she was so on top of everything! I will recommend her to EVERYONE I can!!
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Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much! I really appreciate your kind words. It was such a pleasure working with you, and I’m so glad to hear the process felt smooth and easy. That means a lot to me! You and Dan were amazing clients!!!! Thank you for the referrals...
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Super great experience. It was awesome to have someone in our corner throughout this process.
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thanks so much, Rodriguez family ! I’m so happy to hear you had a great experience. It was a pleasure being in your corner through the process!
— Erica 🌟
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Education
- University of West Florida

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- MLO
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719