

Erica Davis
Sr. Loan Officer


University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Erica is amazing and attentive! She addresses every concern with empathy and professionalism. I would recommend her to any first time home buyer.
Reply from Erica Davis
March 27th, 2026 09:59 PM
Thank you, Payton, for your kind words. I'm glad to know that my attention and professionalism were able to address your concerns effectively. Supporting first-time home buyers like yourself is something I truly value. If you have any more...
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Very good! Erica was easy to reach, an excellent problem solver, and made the process smooth and seamless. Highly recommend.
Reply from Erica Davis
March 18th, 2026 05:42 PM
I'm grateful for your feedback, Maria. It's rewarding to know that you found me easy to reach and that my problem-solving helped make the process smooth and seamless for you. Your recommendation means a lot, and I'm here if you ever need further...
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Erica was great, super quick, and updated the buyers promptly. Highly recommend, hope to work with her again in the future.
Reply from Erica Davis
March 18th, 2026 05:57 PM
Thank you, Isaiah, for your kind words. I'm happy to know you appreciated the prompt updates and found our work together valuable. It was enjoyable assisting you through the process. If there's an opportunity to collaborate again, I would love...
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Erica Davis has been absolutely incredible to work with. As a Realtor, I’ve worked with many lenders over the years, and she is truly one of the best. She is extremely responsive, knowledgeable, and always goes above and beyond to make sure...
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Reply from Erica Davis
March 11th, 2026 03:44 PM
Thank you for the thoughtful review, Bashan. I'm grateful for your positive feedback and truly appreciate the trust you place in me when referring your clients. I love working with you. Your team mentaility makes soEnsuring a smooth and informed...
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Erica has been there for my wife and I since day one thru the entire process answering one question after another before/during and even after hours. She made the experience smoother because she knew how nervous we were and was able to adjust...
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Reply from Erica Davis
March 6th, 2026 05:33 PM
I truly appreciate your kind words, Todd. It means a lot to know that I could be there for you and your wife Rosie, throughout the process, helping to make your home buying experience memorable. Your trust and willingness to refer me to others...
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It was very easy and everything was explained in great detail, everything went very smooth
Reply from Erica Davis
February 21st, 2026 08:44 PM
I'm glad to hear that the process was smooth and explanations were clear for you, Penny. Providing clarity and ease is important to me, and it's great to know that matched your experience. If any further questions arise or if there's anything...
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I loved working with Erica . She is so sweet and made sure everything went smoothly!
Reply from Erica Davis
February 21st, 2026 08:44 PM
Your kind words mean a lot, Tyler. It was truly rewarding to work with you and ensure everything went smoothly. If there's anything else you need in the future, just let me know.
Great communication!
Reply from Erica Davis
February 17th, 2026 12:13 AM
It's great to hear that you appreciated the communication, Trey. I always aim to keep the process as clear and seamless as possible for my clients. If you need anything else or have questions in the future, I'm here to help.
Expectations were met.
Reply from Erica Davis
February 15th, 2026 09:07 PM
Thank you for taking the time to share your experience, Gregory. I'm grateful that your expectations were met, and I hope to continue providing reliable support whenever you might need it. If there's ever anything more I can do for you, please...
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Our experience was so great because the team from united direct lead by Erica Davis was prepared for any unforeseen circumstances and alway had solutions right away.
Reply from Erica Davis
February 15th, 2026 09:06 PM
I'm glad to hear that you found your experience with me and the team at United Direct Lending so positive, Ryan. Being prepared and finding solutions swiftly is something I take seriously, and I'm thrilled it made a difference for you. If there's...
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Education
- University of West Florida

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- MLO
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719