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Erica Davis - Sr. Loan Officer  in Niceville, FL

Erica Davis

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Sr. Loan Officer

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University of West Florida
University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Company Logo
University of West Florida
University of West Florida
Location & Business Hours
Business Hours
Thu
24 hours
Fri
24 hours
Sat
24 hours
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Overall Ratings
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5 Star
90%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
2%
Reviews from Web
  • Arive
    K
    Kevin T
    Posted on July 17th, 2026 02:32 PM
    Everything was done quickly which I appreciated but I feel there was to much pressure and i I got pushed into a house I didn't want
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    Alex H
    Posted on July 2nd, 2026 02:11 PM
    Thank you so much for everything you did for us Erica!!!! We could not be more appreciative of you. Have fun in your next endeavo, I know your next clients will be well cared for!
    Reply from Erica Davis
    July 20th, 2026 11:11 PM
    I'm grateful for your kind words, Alex! It was a pleasure working with you, and I'm so happy to hear that you appreciated my efforts. Thank you for your well wishes, and rest assured, I will continue to support my future clients with the same...
    read more
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    Heather V
    Posted on June 29th, 2026 12:34 PM
    Thank you!
    Reply from Erica Davis
    June 30th, 2026 03:29 PM
    I'm grateful for your kind words, Heather. It was a pleasure assisting you, and if you ever need help in the future, please feel free to reach out.
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    Alex H
    Posted on June 24th, 2026 07:07 PM
    My family and I cannot even BEGIN to express how insanely helpful Erica has been. On point communication, going the extra mile, just all in all such a pleasure to work with. We cannot say thank you enough Erica!!!!!
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    Darien H
    Posted on June 17th, 2026 08:33 PM
    It was fast and although the actual lender had some crazy timing questions it wasn't your firm asking. Great experience
    Reply from Erica Davis
    June 17th, 2026 08:38 PM
    I'm grateful for your feedback, Darien. I also was not happy with the investor/lender at moment but good news, we had the file cleared for closing in 11 business days. Then closed at title 4 days earlier then the contract date. I'm pleased...
    read more
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    Z
    Zachary S
    Posted on June 1st, 2026 10:12 PM
    The team was very friendly and reliable. I was always able to get in touch whenever needed and always left feeling like everything was under control.
    Reply from Erica Davis
    June 2nd, 2026 09:19 AM
    I'm grateful for your review, Zach. It's wonderful to know that you felt supported and that our team was friendly and reliable throughout your experience. If you ever need further assistance, I'm here to help. Congratulations! Erica
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    J
    Jennifer G
    Posted on June 1st, 2026 12:44 PM
    Erica stayed in contact with us over everything and answered our questions. We are so pleased with our experience working with Erica.
    Reply from Erica Davis
    June 2nd, 2026 09:20 AM
    I'm grateful for your feedback, Jennifer. It's wonderful to know that you felt well-informed and that your questions were answered throughout the process. If there's anything more I can assist you with, please reach out anytime. Cheers to Homeownership...
    read more
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    E
    Eric K
    Posted on May 8th, 2026 12:06 PM
    Great cookies
    Reply from Erica Davis
    May 8th, 2026 07:50 PM
    I'm glad you enjoyed the cookies, Eric! If there's anything else from my services at United Direct Lending that you'd like to share or discuss, feel free to reach out.
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    M
    Melody P
    Posted on May 1st, 2026 03:04 PM
    Erica was prompt with communication and clearly answered all question!
    Reply from Erica Davis
    May 8th, 2026 07:51 PM
    Thank you, Melody! I'm grateful to hear that my communication and clarity were helpful to you. If there's anything else I can assist with, please don't hesitate to reach out.
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    Nathaniel V
    Posted on March 26th, 2026 11:00 PM
    From beginning to end the team worked tirelessly to accomplish the vision we had of our dream home. From pre approval to closing everything went super smoothly with only minimum hiccups along the road. We are super satisfied with quality of...
    read more
    Reply from Erica Davis
    March 27th, 2026 09:59 PM
    Nathaniel, I'm very glad to hear that you felt well-supported throughout the journey to your dream home. It means a lot to know that everything went smoothly for you and that any issues along the way were manageable. Your satisfaction with...
    read more
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    About
    We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible. Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Education
    • University of West Florida
      University of West Florida logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLO
    Disclaimer
    Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Equal Housing Lender

    United Direct Lending NMLS ID # 1749719