

Erica Davis
Sr. Loan Officer


University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Reviews from Web
Erica is so knowledgeable and helpful
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you Kyle for your wonderful review. I am thrilled to for your new adventure owning your home. Congratulations and Team ERICA is grateful for you!
Erica is absolutely AMAZING from start to finish!
Reply from Erica Davis
November 13th, 2025 09:17 PM
"Thank you Shaw Family for your wonderful review. I am thrilled to for your new adventure owning your new home. You are amazing!!!
Congratulations and Team ERICA is grateful for you!
Erica had to save this account (to keep on track) from the hiccups that Elizabeth Morgigno created
Reply from Erica Davis
November 13th, 2025 09:17 PM
Joann, Thank you for sharing your feedback! I’m so glad we were able to work together and get everything back on track quickly. I always strive to keep things running smoothly and make the process as stress-free as possible for my clients.
We could not have asked for a better loan officer than Erica. She extremely proficient in her abilities as a loan officer. I would give an 11 if I could, but I think Homefi should be more customer. The delay in closing by one day later than...
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Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much for the incredibly kind words — it truly means the world to me that you felt supported throughout the process. I loved working with you and helping make your homeownership goals a reality! I’m so sorry for the one-day delay...
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Erica Davis is the best lender we have ever worked with... she was out on medical leave & said to contact Nicole for questions which I did twice with No respons. the 3 day CD was sent out too soon & this caused a delay in closing & caused us...
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Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much for the incredibly kind words and for trusting me with your VA loan. I’m truly grateful. I also want to sincerely apologize for the communication gap while I was on medical leave and for the 3-day CD timing issue that led...
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No real issues came up and was able to close on time in about a month
Reply from Erica Davis
November 13th, 2025 09:17 PM
I’m thrilled to hear everything went smoothly and we closed on time. It was a pleasure helping you!
You and your team made this first time process GREAT, and very pleasant.
Thanks also for the Gift Card it will be used for our Lakehome needs!!!
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you so much! It was truly a joy helping you through this first-time process, and I’m so glad it felt smooth and pleasant for you. I’m excited that the gift card will come in handy for your Lakehome — that makes me smile! Wishing you many...
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Erica was a pleasure to work with!
Reply from Erica Davis
November 13th, 2025 09:17 PM
Thank you, Jessica!!!!!! So were you! Congratulations and Welcome HOME!!! <3
Arica was absolutely incredible to work with! She checked every single box, professional, kind, and always on top of everything. Her communication was amazing; she responded quickly, even on her personal cell when I had questions at odd hours....
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Reply from Erica Davis
November 13th, 2025 09:17 PM
Wow, thank you! Bashan, I’m so grateful for your trust and kind words. Being there for my clients every step of the way is so important to me, and I’m thrilled to know it made a difference. Closing days are always special, and I wouldn’t have...
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Thank's Erica you are the best, every thing was fast, clear and satisfactory i will always give you in recommendation
Reply from Erica Davis
November 13th, 2025 09:17 PM
Luis, Thank you! I’m so happy I could make everything fast, clear, and stress-free for you. Referrals are the highest compliment I can receive, and I appreciate your support so much.
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About
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible.
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Education
- University of West Florida

Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2017
Time Zone
Eastern Standard Time (EST)
Licenses
- MLO
Disclaimer
Company NMLS: 1749719
State Licensing: FL, TX, CA, NJ, VA
United Direct Lending NMLS ID # 1749719