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Erica Davis - Sr. Loan Officer  in Niceville, FL

Erica Davis

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Sr. Loan Officer

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University of West Florida
University of West Florida
We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage lo... Show More
Company Logo
University of West Florida
University of West Florida
Location & Business Hours
Business Hours
Tues
24 hours(Open now)
Wed
24 hours
Thu
24 hours
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Overall Ratings
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5 Star
90%
4 Star
7%
3 Star
1%
2 Star
0%
1 Star
2%
Reviews from Web
  • Arive
    K
    Kyle L
    Posted on October 10th, 2025 08:11 PM
    Erica is so knowledgeable and helpful
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you Kyle for your wonderful review. I am thrilled to for your new adventure owning your home. Congratulations and Team ERICA is grateful for you!
  • Arive
    D
    Dalton S
    Posted on October 10th, 2025 04:18 PM
    Erica is absolutely AMAZING from start to finish!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    "Thank you Shaw Family for your wonderful review. I am thrilled to for your new adventure owning your new home. You are amazing!!! Congratulations and Team ERICA is grateful for you!
  • Arive
    J
    JoAnn P
    Posted on September 18th, 2025 03:49 PM
    Erica had to save this account (to keep on track) from the hiccups that Elizabeth Morgigno created
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Joann, Thank you for sharing your feedback! I’m so glad we were able to work together and get everything back on track quickly. I always strive to keep things running smoothly and make the process as stress-free as possible for my clients.
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    W
    William P
    Posted on September 12th, 2025 10:52 PM
    We could not have asked for a better loan officer than Erica. She extremely proficient in her abilities as a loan officer. I would give an 11 if I could, but I think Homefi should be more customer. The delay in closing by one day later than...
    read more
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for the incredibly kind words — it truly means the world to me that you felt supported throughout the process. I loved working with you and helping make your homeownership goals a reality! I’m so sorry for the one-day delay...
    read more
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    Linda P
    Posted on September 12th, 2025 10:49 PM
    Erica Davis is the best lender we have ever worked with... she was out on medical leave & said to contact Nicole for questions which I did twice with No respons. the 3 day CD was sent out too soon & this caused a delay in closing & caused us...
    read more
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much for the incredibly kind words and for trusting me with your VA loan. I’m truly grateful. I also want to sincerely apologize for the communication gap while I was on medical leave and for the 3-day CD timing issue that led...
    read more
  • Arive
    S
    Susan L
    Posted on September 5th, 2025 09:28 PM
    No real issues came up and was able to close on time in about a month
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    I’m thrilled to hear everything went smoothly and we closed on time. It was a pleasure helping you!
  • Arive
    K
    Kimberly C
    Posted on August 26th, 2025 03:38 PM
    You and your team made this first time process GREAT, and very pleasant. Thanks also for the Gift Card it will be used for our Lakehome needs!!!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you so much! It was truly a joy helping you through this first-time process, and I’m so glad it felt smooth and pleasant for you. I’m excited that the gift card will come in handy for your Lakehome — that makes me smile! Wishing you many...
    read more
  • Arive
    J
    Jessica S
    Posted on August 23rd, 2025 12:38 PM
    Erica was a pleasure to work with!
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Thank you, Jessica!!!!!! So were you! Congratulations and Welcome HOME!!! <3
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    Bashan T
    Posted on August 22nd, 2025 08:21 PM
    Arica was absolutely incredible to work with! She checked every single box, professional, kind, and always on top of everything. Her communication was amazing; she responded quickly, even on her personal cell when I had questions at odd hours....
    read more
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Wow, thank you! Bashan, I’m so grateful for your trust and kind words. Being there for my clients every step of the way is so important to me, and I’m thrilled to know it made a difference. Closing days are always special, and I wouldn’t have...
    read more
  • Arive
    L
    Luis S
    Posted on August 22nd, 2025 01:08 PM
    Thank's Erica you are the best, every thing was fast, clear and satisfactory i will always give you in recommendation
    Reply from Erica Davis
    November 13th, 2025 09:17 PM
    Luis, Thank you! I’m so happy I could make everything fast, clear, and stress-free for you. Referrals are the highest compliment I can receive, and I appreciate your support so much.
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    About
    We are committed to offering qualified borrowers the lowest mortgage rate and the best, most reliable customer service. Our mission is to serve our customers with honesty, integrity, and competence while providing them with home mortgage loans with the lowest interest rates and closing costs possible. Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Mortgage Refinance
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    Education
    • University of West Florida
      University of West Florida logo
    Addresses and Serving Areas
    Primary Serving Area

    Year Started

    2017

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • MLO
    Disclaimer
    Company NMLS: 1749719 State Licensing: FL, TX, CA, NJ, VA
    Equal Housing Lender

    United Direct Lending NMLS ID # 1749719