Eric Clonch
Mortgage Loan Officer | NMLS# 327193
My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the build... Show More
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Eric and Monica are always professional and do a great job communicating with me and my clients. I always know where we stand with loan approval so there are no surprises as we get close to closing. They are both very efficient and cover all...
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Reply from Eric Clonch
February 2nd, 2026 04:19 PM
Debbie - Thank you for completing the Realtor survey. Monica and I are so appreciative of your support, and the opportunity to provide counsel & guidance to the homebuyers & homeowners that you support. Looking forward to partnering with you...
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Eric was willing to spend time explaining our options and providing resources for me to use in evaluating the best time to move forward with locking in our rates.
Reply from Eric Clonch
January 26th, 2026 08:03 PM
Taylor - thank you for completing the survey, and for the kind words. It was a pleasure & a privilege to support your family's home purchase efforts, as well as working with you on the 'rate-lock strategy'. Please keep me in mind as a resource...
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Eric was communicative and talked through anytime questions came up I had. I would lean on their expertise again.
Reply from Eric Clonch
January 26th, 2026 08:04 PM
Austin - congratulations on the home purchase. I'm very excited for this new chapter in your life, and thankful for the opportunity to support your efforts. Feel free to call, text, or email with follow-up questions or concerns. I'm happy to...
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Eric Clonch and Jared Prada put their whole hearts into it. We're so glad to be settling down now.
Reply from Eric Clonch
January 26th, 2026 08:04 PM
Congratulations Jimmy! So excited for you & your family's home purchase. - Eric
Eric is a master in his field. He knows exactly what he is doing and what kind of pitfalls to avoid. He is incredibly kind and pateint while making sure the ball keeps moving. I feel very lucky to have hi in my corner and would reccommend him...
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Reply from Eric Clonch
January 21st, 2026 09:17 PM
CeCe - Wow! Thank you so very much for the kind words. I strive to deliver that experience with each client every time. You were GREAT to work with, and it was a privilege to support your efforts. Also, what a journey you had, and to be where...
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Reply from Eric Clonch
January 20th, 2026 03:42 PM
Michael - Thank you for the 5-STAR review. It was a privilege & a pleasure to support you & Pamela's homebuying efforts. Feel free to call, text, or email anytime. I'm happy to be a resource, and my commitment remains to provide you with professional...
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Eric and all of his associates made the mortgage approval process extremely easy and stress-free. I would highly recommend HHM to anyone going through this process!
Reply from Eric Clonch
January 20th, 2026 03:44 PM
Wendy - Thank you for the kind words and for the 5-STAR review. I'm so thankful that your family moved to Western NC, and I hope you find this area as welcoming & hospitable as was experienced during your time in Eastern NC. Feel free to call,...
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Sometimes you find a person who LOVES what he does and makes it his job to be thoroughly versed in his field. Eric Clonch is that kind of guy. He went out of his way to completely explain anything I didn't quite get, and was patient while we...
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Reply from Eric Clonch
January 20th, 2026 03:46 PM
Julie - You are very kind, and your glowing accolades warm my heart. This is exactly why I do what I do. I thoroughly enjoy helping people, and homeownership is a vital part of the American Dream of empowerment, ownership, and freedom. I'm...
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Easy process and accommodaring with our busy schedule.
Reply from Eric Clonch
January 20th, 2026 03:47 PM
Kathy -Thank you for the kind words. It was a privilege & a pleasure to support you & Taylor with your home purchase in Haywood County. You all made it easy, and I'm so thankful for the opportunity. Feel free to call, text, or email anytime....
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Eric's communication and guidance for my clients was exemplary. He was always available and patient with all of their questions and concerns. The transaction went very smoothly and my clients were very impressed.
Reply from Eric Clonch
January 13th, 2026 10:09 PM
Karen - Thank you so much for completing the survey, and for such kind words. That was very thoughtful and considerate of you, and greatly appreciated as well. Monica and I love partnering with you & the clients you support. Looking forward...
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About
My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the building blocks of success.
So how does this help you? I offer comprehensive experience in money management, budgeting, finance, and financial planning, with a specialty in Mortgage lending. Clients with a multitude of needs have relied on my expertise to successfully guide them through the home finance and refinancing process. My commitment is to add value by combining professional, knowledgeable, and objective financial counsel each step of the way, with reliable and responsive customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional 30-yr Fixed
VA 100% Financing (Veterans)
FHA
USDA Rural Housing Guaranteed Loan
Renovation Loan (Purchase or Refinance)
Down Payment Assistance (DPA)
Physician's Loans with 100% financing
Bridge Loan
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Memberships
- past Board Member of Henderson County Soccer Association
- past member of Rotary Club Asheville West
- past President of Kiwanis Club of Asheville West
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 327193
Awards
Achievements
- Sterling Performance Winner
Hobbies
- Hiking
- Music
- Fishing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.