Eric Clonch
Mortgage Loan Officer | NMLS# 327193
My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the build... Show More
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Eric is attentive and patient and knows the marketplace cold!
Reply from Eric Clonch
March 20th, 2026 03:51 PM
Richard - Thank you for completing the survey, for the 5-STAR rating, and the glowing remarks. It was good to reconnect with you again, and I'm so appreciative of the opportunity to share insight, provide counsel, and support your family. Feel...
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It closed on time and the client was very happy.
Reply from Eric Clonch
March 21st, 2026 02:36 PM
Gaia - Thank you for completing the survey, and for the feedback. On-time closings and happy clients are truly the name of the game. Monica and I appreciate the opportunity to partner with you in support of homebuyers & homeowners. Thank you...
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Eric was amazing! We hadn't gone theough this process in a ling time and he was so patient and helpful every step of the way. He was informative, clear, and caring. Questions were answered promotly. His help was invaluable. Everyone we encountered...
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Reply from Eric Clonch
March 18th, 2026 02:01 PM
Patti - Wow! What an incredible testimonial! Thank you so very much. I truly enjoyed getting to know you & Wayne, and am so appreciative & thankful for the opportunity to support your family's mortgage loan as part of your move to Western NC....
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Eric and Monica are always so happy to educate and guide my clients through a smooth transaction. These clients were first time homebuyers, and Eric and Monica helped them understand the process from start to finish without a hiccup!
Reply from Eric Clonch
March 18th, 2026 01:32 PM
Kelly - We are so thankful to partner with you in support of homebuyers (and homeowner). You have such an incredible following, and clients who love working with you. Thank you so much for the confidence you have in our abilities to support...
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Eric was great at walking us through the process of getting a Mortgage . He was always available for any of our questions .
Reply from Eric Clonch
March 17th, 2026 10:37 AM
Thank you Wayne! I appreciate you choosing me to support your family's move to North Carolina. Congratulations on your new home, and feel free to call/text or email me anytime with follow-up questions or concerns. I'm happy to be a resource....
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Long winded, confusing explanations .
Excessive demands for documentation, I know, federal regulations require...
Short notice to be provided a lot of documentation
Reply from Eric Clonch
March 14th, 2026 02:32 PM
Maureen - Thank you for completing the survey. I appreciate your feedback. The mortgage industry regulations changed rather dramatically after the 2008 housing & mortgage market meltdown that ushered in the Dodd-Frank Act and many other Federal...
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Eric Clonch
Reply from Eric Clonch
March 11th, 2026 04:46 PM
Lisa - Thank you for the 5-STAR rating. It was good to reconnect with you for the refinance. and I sincerely appreciate the opportunity to support your family once more. Feel free to call/text (or email) anytime. I'm happy to be a resource,...
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Eric was always available and responsive for my questions and concerns. He thoroughly explained the process and always delivered as promised.
Reply from Eric Clonch
March 11th, 2026 12:46 PM
Greg - Thank you for the kind words! It was a pleasure to support your home purchase. Perhaps one day we'll get a chance to meet. Stop by the Biltmore Park office in Asheville sometime. Congratulations on the smooth closing. You certainly made...
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I don't necessarily hold this against Eric or his team, but my mortgage approval really dragged on and delayed closing multiple times. Maybe everyone was doing all they could do to remedy things, but I obviously would have been happier with...
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Reply from Eric Clonch
March 5th, 2026 11:11 PM
Teddy - Thank you for the feedback, and for the opportunity to support your family's home purchase. We certainly strive to close on the target closing date, but there are occasions when the NC Real Estate Contract's 7-day grace period comes...
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Eric was fantastic to work with and friendly as well.
Reply from Eric Clonch
February 2nd, 2026 04:18 PM
Ethan,Thank you for completing the survey. It was a privilege to serve those who have served us. Thank you again for your service, and congratulations to you & your family on your new home. Give me a call once you get settled. Would love to...
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About
My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the building blocks of success.
So how does this help you? I offer comprehensive experience in money management, budgeting, finance, and financial planning, with a specialty in Mortgage lending. Clients with a multitude of needs have relied on my expertise to successfully guide them through the home finance and refinancing process. My commitment is to add value by combining professional, knowledgeable, and objective financial counsel each step of the way, with reliable and responsive customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional 30-yr Fixed
VA 100% Financing (Veterans)
FHA
USDA Rural Housing Guaranteed Loan
Renovation Loan (Purchase or Refinance)
Down Payment Assistance (DPA)
Physician's Loans with 100% financing
Bridge Loan
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Memberships
- past Board Member of Henderson County Soccer Association
- past member of Rotary Club Asheville West
- past President of Kiwanis Club of Asheville West
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 327193
Awards
Achievements
- Sterling Performance Winner
Hobbies
- Hiking
- Music
- Fishing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.