

Eric Clonch
Mortgage Loan Officer | NMLS# 327193

My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the build... Show More
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Eric made it great,. He was always available to answer any questions and always did so in a timely manner.
Reply from Eric Clonch
January 13th, 2026 10:11 PM
Richard (and Nancy),Thank you so much for the opportunity to support your family's home purchase efforts. I really enjoyed getting to know you, and am so happy that you found the right home. You may have questions in the coming days, weeks,...
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Eric’s extensive experience and deep expertise in the mortgage industry, paired with his exceptional communication skills, make him an invaluable partner. His insider knowledge streamlines the qualification process, allowing me to better advise...
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Reply from Eric Clonch
January 5th, 2026 03:31 PM
Camilo - Wow! Thank you so much for the kind endorsement. We certainly strive to deliver the level of service that you describe with each Realtor, Homebuyer, and homeowner. Looking forward to partnering with you again soon. In the interim,...
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Very professional and easy to talk to. Explained every process and walk us through it. Highly recommended
Reply from Eric Clonch
January 5th, 2026 03:33 PM
Thank you Gage. I appreciate the opportunity to support you & your family's 1st home purchase. What an exciting time in your family's journey together. I applaud your patience & determination to see it through, and also the selection of such...
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Great communication and understanding throughout. Consistently helped client and stayed in touch throughout transaction
Reply from Eric Clonch
December 15th, 2025 06:10 PM
Cole - Thank you for the kind comments. It was good to partner with you again in support of the homebuyer(s) that you assist, and it is GREAT to work with professionals. Thanks for being available, responsive, and 'on-it' throughout. Things...
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Eric was highly responsive, I felt like I knew what was going on at every stage. Incredibly helpful and reassuring!
Reply from Eric Clonch
December 15th, 2025 03:32 PM
Tatum - Thank you so much for the kind words, and for completing the survey. It was a pleasure to support your home buying efforts. Supporting 1st time homebuyers is always a joyous part of my work, and I'm so happy that you have boldly taken...
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Eric is a kind human and very knowleable. Great communication skills and walked a novice (me) through this with ease.
Reply from Eric Clonch
December 12th, 2025 02:05 PM
John -Thank you for the kind comments in the survey. We do our very best to deliver the experience you described with each and every client. I really enjoyed working with you, supporting your 1st time home purchase journey. You certainly made...
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We have worked with Eric 4 times and we have found him to be honest and works toward our best interest. Should we ever decide to either sell our current home or buy property, Eric will be the person we will call first and will definitely recommend...
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Reply from Eric Clonch
December 8th, 2025 01:45 PM
Ellen - Thank you for the kind words. It was a pleasure to work with you & Mike again. Thank you for entrusting me to support your family's efforts. You may have questions or concerns in the weeks, months, or years to come, so please call me...
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Eric was incredibly communicative. He took the time to answer my questions and educate me on parts of the process I did not understand. He also was great about keeping me on tract to meet deadlines, which was incredibly helpful as I was not...
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Reply from Eric Clonch
December 3rd, 2025 12:14 AM
Emily - thank you so much for completing the survey, and for the kind words. We strive to deliver for each client the experience you described. Please keep us in mind as a resource in the future. We're happy to help, and our commitment remains...
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Eric made the refinace easy. He gave great advice and guided us to the right time to refinace. This is our 4th morgage with Eric. looking forward to the fifth.
Reply from Eric Clonch
December 3rd, 2025 12:15 AM
Mike - you are too kind. It was great to reconnect with you & Ellen. Thank you for the opportunity to assist your family. As always, I'm happy to be a resource, and my commitment remains to provide you with professional and objective counsel...
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Eric and Monica were very helpful to both me and my clients. They were available to answer our questions and prompt in letting us know what they needed from us. All items were addressed quickly and thoroughly. I would recommend Eric and Monica...
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Reply from Eric Clonch
November 24th, 2025 06:38 PM
Wyatt -
Thank you for completing the survey, and for such kindly worded compliments. It was a pleasure to support your efforts, and we hope to partner with you again soon. All the best! - Eric
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About
My childhood years were spent in the rural foothills of North Carolina, just east of the Appalachian mountains. I was taught a set of core values from an early age, and I still believe that hard work, integrity, and innovation are the building blocks of success.
So how does this help you? I offer comprehensive experience in money management, budgeting, finance, and financial planning, with a specialty in Mortgage lending. Clients with a multitude of needs have relied on my expertise to successfully guide them through the home finance and refinancing process. My commitment is to add value by combining professional, knowledgeable, and objective financial counsel each step of the way, with reliable and responsive customer service.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Mortgage Refinance
Specialities
Conventional 30-yr Fixed
VA 100% Financing (Veterans)
FHA
USDA Rural Housing Guaranteed Loan
Renovation Loan (Purchase or Refinance)
Down Payment Assistance (DPA)
Physician's Loans with 100% financing
Bridge Loan
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Memberships
- past Board Member of Henderson County Soccer Association
- past member of Rotary Club Asheville West
- past President of Kiwanis Club of Asheville West
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Addresses and Serving Areas
Primary Serving Area
Year Started
1998
Time Zone
Pacific Standard Time (PST)
Licenses
- NMLS# 327193
Awards
Achievements
- Sterling Performance Winner
Hobbies
- Hiking
- Music
- Fishing
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Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.