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Emily Ruff

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Chairman's Club Loan Officer

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Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(877) 275-1762
Scottsdale, AZ
https://www.phmloans.com/
Location & Business Hours
Business Hours
Fri
9 AM to 5 PM
Sat
closed
Sun
closed
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5 Star
86%
4 Star
9%
3 Star
0%
2 Star
3%
1 Star
1%
Reviews from Web
  • API
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    Kevin M
    WABASH, IN
    Posted on September 3rd, 2025 10:29 PM
    Great service.
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    Matthew K
    CHANHASSEN, MN
    Posted on September 2nd, 2025 01:52 AM
    Great customer service and explanation
  • API
    D
    Daniel B
    Mundelein, IL
    Posted on August 31st, 2025 08:25 PM
    Excellent service and follow up on questions. Very responsive and helpful!
  • API
    J
    Jacob M
    CRESCENT SPRINGS, KY
    Posted on August 31st, 2025 04:12 PM
    Emily was easy to work with and always willing to answer any questions that came up.
  • API
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    James A
    MUSCLE SHOALS, AL
    Posted on August 28th, 2025 08:17 PM
    Took over my loan from the guy that left and handled it very professionally and friendly
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    S
    Steven F
    Las Vegas, NV
    Posted on August 28th, 2025 06:20 PM
    Emily was on top of everything, delivered on her promises and closed on time
    • 81–86 of 86
    About
    Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
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    Time Zone

    Pacific Standard Time (PST)
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.