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Emily Ruff
Chairman's Club Loan Officer
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
Sat
closed
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closed
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Reviews from Web
The whole process was easy and painless. Emily and the rest of the staff working on my refi answered all of my questions in a timely fashion!!
Easy and convenent throughout the process and communication was excellent Thank you .
Communication and the team that helped out was amazing. Super easy process.
Emily was clear in explaining our options to us. Communication with Emily was perfect. Always quick to respond. She is extremely knowledgeable and that gave us confidence in her.
Knowledgeable and very helpful. No issues. Emily made this a painless experience.
Constant delays and poor communication. I had to ask multiple times where we were at in the process. No communication at the end that all the numbers would change again. We were expecting around 4 thousand after closing that changed to $42...
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Thorough communication and clear explanations
Process took seemingly pretty long, often with long gaps in communication, and I had to reach out to check on the status, as well as questions I thought might be communicated more clearly. Due to the length of time, I had to pay a late fee...
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Communication and response time were excellent.
The communication I had with Emily
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
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Time Zone
Pacific Standard Time (PST)
Awards
Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
