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Emily Ruff

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Chairman's Club Loan Officer

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Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
Mortgage
Mortgage Loan Officer
Company Logo
Contact Info
(877) 275-1762
Scottsdale, AZ
https://www.phmloans.com/
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Overall Ratings
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5 Star
86%
4 Star
9%
3 Star
0%
2 Star
3%
1 Star
1%
Reviews from Web
  • API
    G
    Glen H
    YORKVILLE, IL
    Posted on December 21st, 2025 08:59 PM
    Emily was very communicative and professional. I will refer her to friends looking to refinance .
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    Lydia D
    SAVAGE, MD
    Posted on December 20th, 2025 05:02 PM
    Very responsive, transparent about information and polite.
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    A
    Angela H
    YORKVILLE, IL
    Posted on December 18th, 2025 06:54 PM
    Great company to work with
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    J
    Jacob N
    TUCSON, AZ
    Posted on December 11th, 2025 05:17 PM
    Communication was good when I was communicated with. I would appreciate more connections and communication throughout the process (non-autogenerated). This would help ensure timely completion of required items and eliminate ambiguity within...
    read more
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    R
    Roy L
    HAMILTON, TX
    Posted on December 7th, 2025 03:15 AM
    Communication
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    A
    Adam C
    WESTMONT, IL
    Posted on December 4th, 2025 08:52 PM
    Easy to get a hold of, everything went smoothly.
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    M
    Max I
    GLENVIEW, IL
    Posted on December 3rd, 2025 02:42 AM
    Refinancing my mortgage with Emily Ruff was a seamless experience from start to finish. She provided clear guidance, kept everything organized, and communicated consistently so I always knew where things stood. Emily was available whenever...
    read more
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    C
    Coulette L
    HAMILTON, TX
    Posted on December 2nd, 2025 04:37 PM
    Prompt and efficient
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    J
    Jacob A
    DOWNERS GROVE, IL
    Posted on December 2nd, 2025 06:10 AM
    Emily was always available when we needed her regardless of the time of day .
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    Caitlin L
    LANSDOWNE, PA
    Posted on November 29th, 2025 12:08 AM
    Emily and Nicole were great, easy to reach and made this process effortless!
    • 51–60 of 86
    About
    Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
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    Time Zone

    Pacific Standard Time (PST)
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.