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Emily Ruff

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Chairman's Club Loan Officer

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Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Location & Business Hours
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Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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5 Star
86%
4 Star
9%
3 Star
0%
2 Star
3%
1 Star
1%
Reviews from Web
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    Patrick R
    La Grange, IL
    Posted on September 20th, 2026 04:04 PM
    Responsiveness and efficiency .
    Reply from Emily Ruff
    September 28th, 2026 04:31 PM
    I'm pleased to hear you appreciated the responsiveness and efficiency, Patrick. At Prosperity Home Mortgage, we aim to make the refinancing process as smooth as possible. If there's anything more I can assist you with, please let me know.
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    Anthony G
    Hutchinson, MN
    Posted on September 1st, 2026 09:49 PM
    Mobile mode still causes the website to fail. It re types the same words repeatedly. I brought this up to tyler traeger when we first got the loan through him
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    Dajad Y
    North Hollywood, CA
    Posted on August 15th, 2026 04:46 AM
    Emily her self was what made this transaction so great!
    Reply from Emily Ruff
    August 24th, 2026 03:12 PM
    I'm glad to hear that my involvement made a positive impact on your transaction, Dajad. If there's anything more I can assist you with, please feel welcome to reach out.
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    Katherine M
    Flower Mound, TX
    Posted on August 14th, 2026 03:47 PM
    Easy and fast
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    Renee N
    Park Ridge, IL
    Posted on August 12th, 2026 10:23 PM
    Emily provided gret expertise and knowledge. Her team is great at communicating and professional.
    Reply from Emily Ruff
    August 20th, 2026 06:10 PM
    Thank you for your kind words, Renee. I'm pleased to know that you valued the expertise and communication from my team. If you need any further assistance, feel free to reach out.
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    Tou N M
    MORA, MN
    Posted on August 8th, 2026 05:56 PM
    Emily made the process easy to understand.
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    Trayanna W
    Salem, VA
    Posted on July 2nd, 2026 01:27 PM
    Emily and her team were wonderful and made the process as painless as possbike. I would highly recommend her!
    Reply from Emily Ruff
    July 9th, 2026 01:28 PM
    Thank you so much for your kind words, Trayanna. I'm happy to know that the process felt smooth for you. If you ever need anything else or have further questions, please don't hesitate to get in touch.
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    Heather O
    TUCSON, AZ
    Posted on June 28th, 2026 05:08 PM
    Emily was very responsive and answered all my questions .
    Reply from Emily Ruff
    July 6th, 2026 02:03 PM
    I'm grateful to hear that you found my responsiveness helpful, Heather. If you have any more questions or need further assistance, please feel welcome to reach out.
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    Erin T
    EDINA, MN
    Posted on June 22nd, 2026 02:24 PM
    Emily was super communicative and great to work with.
    Reply from Emily Ruff
    June 29th, 2026 02:25 PM
    I'm glad to hear that you found the communication effective and enjoyed working with me, Erin. If there's anything more I can do for you, please feel free to reach out.
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    Nicholas C
    FRANKFORT, IL
    Posted on June 2nd, 2026 10:18 PM
    They made it easy and they answered all the questions that we had.
    Reply from Emily Ruff
    June 10th, 2026 07:26 PM
    I'm pleased to hear that the process went smoothly for you, Nicholas, and that all your questions were answered. If there's anything else you need, please don't hesitate to reach out.
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    About
    Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
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    Time Zone

    Pacific Standard Time (PST)
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.