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Emily Ruff
Chairman's Club Loan Officer
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Reviews from Web
Emily Ruff & her the team were clear and responsive throughout the process, and the communication stayed steady from start to finish. The support was handled well, with advice that made the refinance easy to follow.
Any questions i had were answered promptly with plenty of detail.
Reply from Emily Ruff
October 22nd, 2026 02:19 PM
I'm glad to hear that your questions were answered promptly and in detail, John. At Prosperity Home Mortgage, providing thorough and timely information is a priority for me and my team.
The process was very easy and communication was great
Reply from Emily Ruff
October 16th, 2026 03:39 PM
I'm glad to know that you found the process easy and appreciated the communication, Jordan. At Prosperity Home Mortgage, ensuring a smooth experience is always a top priority. If there's anything else I can help with, please let me know.
The team was great ro work with; much better then my first prosperity team in 2024. Very responsive and retirned emails and phone calls.
Reply from Emily Ruff
October 15th, 2026 04:58 PM
I'm happy to hear that you found my team at Prosperity Home Mortgage responsive and enjoyable to work with, Regina. It's wonderful to know that your experience was positive compared to your previous one. If there's anything more I can assist...
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Responsiveness and efficiency .
Reply from Emily Ruff
September 28th, 2026 04:31 PM
I'm pleased to hear you appreciated the responsiveness and efficiency, Patrick. At Prosperity Home Mortgage, we aim to make the refinancing process as smooth as possible. If there's anything more I can assist you with, please let me know.
Mobile mode still causes the website to fail. It re types the same words repeatedly. I brought this up to tyler traeger when we first got the loan through him
Emily her self was what made this transaction so great!
Reply from Emily Ruff
August 24th, 2026 03:12 PM
I'm glad to hear that my involvement made a positive impact on your transaction, Dajad. If there's anything more I can assist you with, please feel welcome to reach out.
Easy and fast
Emily provided gret expertise and knowledge. Her team is great at communicating and professional.
Reply from Emily Ruff
August 20th, 2026 06:10 PM
Thank you for your kind words, Renee. I'm pleased to know that you valued the expertise and communication from my team. If you need any further assistance, feel free to reach out.
Emily made the process easy to understand.
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
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Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
