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Emily Ruff

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Chairman's Club Loan Officer

4.68
(77)
Company Logo
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,...... Show More
Company Logo
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
Overall Ratings
4.68
(77)
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Reviews from Web
  • 5.0
    API
    N
    Nicholas C
    FRANKFORT, IL
    Posted on June 2nd, 2026 10:18 PM
    They made it easy and they answered all the questions that we had.
  • 5.0
    API
    J
    Joseph F
    ROSWELL, NM
    Posted on May 31st, 2026 04:33 PM
    great communication!
  • 4.83
    API
    A
    Amy F
    ROSWELL, NM
    Posted on May 27th, 2026 07:29 PM
    Emily was patient and kind. She communicated well and reassured us when we were anxious.
  • 5.0
    API
    H
    Horace F
    Mechanicsville, VA
    Posted on May 26th, 2026 03:42 PM
    Emily and the team were very patient regarding our questions and updating us along the way
    Reply from Emily Ruff
    June 2nd, 2026 03:42 PM
    I'm grateful for your kind words, Horace. It's nice to know that you felt supported and informed throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
  • 1.83
    API
    C
    Cynthia M
    Farmington, MN
    Posted on May 23rd, 2026 11:40 PM
    It would have been nice to know when there was emails that I needed to respond to. More actual phone communication would have been appreciate.
  • 5.0
    API
    M
    Marina F
    Mechanicsville, VA
    Posted on May 23rd, 2026 07:42 PM
    Emily was very responsive throughout the process
    Reply from Emily Ruff
    June 1st, 2026 06:46 PM
    I'm glad to hear that you found me responsive throughout the process, Marina. If you have any more questions or need further assistance, please feel free to reach out.
  • 4.16
    API
    F
    Frank S
    Tucson, AZ
    Posted on May 18th, 2026 02:13 PM
    Professional and responsive
  • 4.83
    API
    M
    Michael G
    JUSTIN, TX
    Posted on May 8th, 2026 04:23 PM
    Emily did an excellent job
  • 5.0
    API
    R
    Rita G
    JUSTIN, TX
    Posted on May 5th, 2026 11:13 PM
    The communication was exceptional. Everything went so smoothly.
    Reply from Emily Ruff
    May 13th, 2026 01:52 PM
    I'm pleased to hear that you found the communication strong, Rita. It's great to know that everything went smoothly with your refinance. If you have any more questions or need further assistance, please don't hesitate to reach out.
  • 5.0
    API
    H
    Hannah M
    SAHUARITA, AZ
    Posted on April 23rd, 2026 04:59 PM
    Emily was so helpfully and understanding! she is so amazing at her job!
    Reply from Emily Ruff
    April 30th, 2026 05:00 PM
    I'm thankful for your kind words, Hannah. I'm glad to hear that you found my assistance helpful and understanding during the refinancing process. If there's anything more I can do for you, please feel free to reach out.
  • 10 of 77
    About
    Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    Adjustable Rate Mortgages
    Non-QM
    405
    /850
    Search Rank Score
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    Time Zone

    Pacific Standard Time (PST)
    Awards
    Chairman's Club Member
    Chairman's Club Me...
    Disclaimer
    ©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.