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Emily Ruff
Chairman's Club Loan Officer

Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,...... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM(Open now)
Fri
9 AM to 5 PM
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Reviews from Web
They made it easy and they answered all the questions that we had.
great communication!
Emily was patient and kind. She communicated well and reassured us when we were anxious.
Emily and the team were very patient regarding our questions and updating us along the way
Reply from Emily Ruff
June 2nd, 2026 03:42 PM
I'm grateful for your kind words, Horace. It's nice to know that you felt supported and informed throughout the process. If you have any more questions or need further assistance, please feel free to reach out.
It would have been nice to know when there was emails that I needed to respond to. More actual phone communication would have been appreciate.
Emily was very responsive throughout the process
Reply from Emily Ruff
June 1st, 2026 06:46 PM
I'm glad to hear that you found me responsive throughout the process, Marina. If you have any more questions or need further assistance, please feel free to reach out.
Professional and responsive
Emily did an excellent job
The communication was exceptional. Everything went so smoothly.
Reply from Emily Ruff
May 13th, 2026 01:52 PM
I'm pleased to hear that you found the communication strong, Rita. It's great to know that everything went smoothly with your refinance. If you have any more questions or need further assistance, please don't hesitate to reach out.
Emily was so helpfully and understanding! she is so amazing at her job!
Reply from Emily Ruff
April 30th, 2026 05:00 PM
I'm thankful for your kind words, Hannah. I'm glad to hear that you found my assistance helpful and understanding during the refinancing process. If there's anything more I can do for you, please feel free to reach out.
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
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Time Zone
Pacific Standard Time (PST)
Awards

Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.