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Emily Ruff
Chairman's Club Loan Officer
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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9 AM to 5 PM
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9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Emily worked hard to keep us in track and found creative solutions which made for a stronger customer value proposition in the end!
Reply from Emily Ruff
February 12th, 2026 04:26 PM
I appreciate your feedback, Erik. I'm glad to hear that the creative solutions I provided helped enhance the value of your refinancing experience. Keeping you on track and ensuring you receive strong outcomes is always a priority for me. If...
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She explained everything thorougly. Was so knowleable. Hands down great experience.
Reply from Emily Ruff
February 9th, 2026 05:14 PM
I'm pleased to hear that the explanation and knowledge I provided were helpful during your refinancing process, William. It’s important to me that you have a clear understanding and a smooth experience. If there’s anything else you need in...
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Emily and her team were great! Wonderful communication and efficiency on not so easy a file! Will use her again for sure!
Reply from Emily Ruff
January 29th, 2026 04:54 PM
I'm pleased to know that you found the communication and efficiency beneficial during the refinancing process, Robin. Handling complex files smoothly is something I strive for, and it’s rewarding to hear it made a difference for you. I'm here...
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Working with Ms.Emily And her team
Communicatin was great
Emily was highly responsive and professional. she and her team answered my questions and resolved any issues in a timely manner making the process smooth
She always kept me informed and up to date with every step of the process. She was very patient and answered my many questions.
Reply from Emily Ruff
December 31st, 2025 08:01 PM
It's reassuring to know that you felt informed and supported throughout the refinancing process, David. I understand how important it is to stay updated and have questions answered patiently. Should you have any further questions or need more...
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Emily was a pleasure to work with, she kept us informed through the process. She answered any questions we had along the way.
Reply from Emily Ruff
December 30th, 2025 03:52 PM
It's great to know that you had a positive experience with the refinancing process, Robin. Keeping clients informed and addressing any questions is a priority for me. If you have anything else you'd like to discuss, I'm here to help.
Very knowledgeable and was willing to answer questions.
Reply from Emily Ruff
December 30th, 2025 02:17 PM
I'm glad to hear that you found my knowledge and willingness to answer questions helpful during the refinancing process. It's important to me to provide clear and informed guidance. If you have any more questions or need further assistance,...
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
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Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
