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Emily Ruff
Chairman's Club Loan Officer
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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Business Hours
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9 AM to 5 PM
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9 AM to 5 PM
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Reviews from Web
Emily was a great support, answered all of my questions, without any delays, helping navigate through everything seamless.
Reply from Emily Ruff
March 23rd, 2026 05:43 PM
Thank you for sharing your experience, Arno. It's great to know that I could assist you effectively and provide the support you needed throughout the refinancing process. If you have further questions or require any more assistance, please...
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Thanks for all the attention needed for our refinance
Reply from Emily Ruff
March 19th, 2026 01:34 PM
I'm grateful for your kind words, Joseph. Ensuring you had the necessary attention during your refinance was a priority for me. Please let me know if you have any more questions or need further assistance.
We were very happy with the communication and how helpful everyone was with the process
Reply from Emily Ruff
March 16th, 2026 08:25 PM
I’m pleased to hear that you were satisfied with the communication and found the process helpful, Vicki. It’s important to me that you feel supported throughout your refinancing journey. If there’s anything more I can do or if you have any...
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Great communication
Reply from Emily Ruff
March 13th, 2026 07:52 PM
I'm glad you were satisfied with the communication, Douglas. Clear and consistent communication is key to a smooth home purchase process. If there's anything else you need, please don't hesitate to reach out.
Emily was quick to respond very accommodating to set up our closing in texas , and the notary in texas was also very efficient
Emily and her team's communication. closing process was quick and simple .
I truly appreciated Emily's hard work and the quality of the results. It was a pleasure working with her.
Reply from Emily Ruff
March 5th, 2026 08:18 PM
It's great to hear that you appreciated the effort and quality of the results during your refinancing experience, Michael. I'm glad our collaboration was a positive one for you. If you need any assistance in the future, I'm here to help.
Not much lead time in setting up a closing date
Communication was great while Emily tried to secure the loan but fell off once we were in the process of closing.
The whole process was very quick from my first call to closing and I seem to have gotten a good deal
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
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Pacific Standard Time (PST)
Awards
Chairman's Club Me...
Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
