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Emily Ruff
Chairman's Club Loan Officer
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans,... Show More
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The familiarty of knowing how Prosperity works from previous dealings with them
Emily was very helpful. We were able to do the refinance very quickly.
Emily was great prepared, prompt and super knowledgeable outstanding
Reply from Emily Ruff
April 13th, 2026 02:26 PM
I'm grateful for your kind words, William. It's good to hear that you found my preparation and promptness helpful during the refinancing process. If there's anything more I can assist you with, please let me know.
Emily did a fantastic job at keeping in contact and providing accurate information. Her candor and transparancy was next level.
Reply from Emily Ruff
April 9th, 2026 01:17 PM
I'm pleased to know that you appreciated my communication and the transparency I aim to provide, Colton. Ensuring you have accurate information throughout the refinancing process is important to me. If there’s anything else you need or any...
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Great service and attention to detail.
Reply from Emily Ruff
April 9th, 2026 03:56 PM
I appreciate your kind words, Benjamin. Paying attention to detail is something I focus on, and I'm pleased that you found the service great. If you have additional questions or need anything else, feel free to reach out anytime.
Kept us informed throughout the process. Easy to refinance with busy schedules.
Reply from Emily Ruff
April 7th, 2026 01:20 PM
I'm glad the refinancing process was smooth and accommodating for your busy schedule, Janice. Keeping you informed every step of the way is always a priority for me. If you ever have further questions or need assistance, please feel free to...
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The process went very smoothly.
Reply from Emily Ruff
April 6th, 2026 07:05 PM
I'm glad to hear that the process went smoothly for you, Gregory. Ensuring a seamless experience is always my goal. If you have any more questions or need further assistance, feel free to contact me.
Very responsive and great explanations of what was happening
Reply from Emily Ruff
April 6th, 2026 06:39 PM
It's wonderful to hear that you found my responsiveness and explanations helpful, David. Providing clarity throughout the refinancing process is very important to me. If you have any more questions or need further assistance, feel free to reach...
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Emily was very responsive whenever I had questions and concerns. She moved quickly, getting me in just as interest rates are starting to creep up. She was a pleasure to work with.
Reply from Emily Ruff
April 1st, 2026 07:43 PM
I'm so pleased to hear about your positive experience, Paula. It was important to me to address your questions and concerns promptly and to assist you during this time of shifting interest rates. Working with you was truly enjoyable. If you...
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Emily was fast & easy to work with at the start of the experience in going through documentation. We eventually worked with someone else at the end of our process, but our time with Emily was smooth for communciation.
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About
Prosperity Home Mortgage, LLC, is a full service mortgage banker specializing in residential and refinance loans. Prosperity Home Mortgage offers a wide range of mortgage products, including fixed and adjustable rate mortgages, jumbo loans, Federal Housing Administration (FHA), Veterans Affairs (VA) loans, and renovation financing.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Conventional Home Loan
Mortgage Refinance
Fixed Rate Mortgages
Adjustable Rate Mortgages
Non-QM
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Disclaimer
©2026 Prosperity Home Mortgage, LLC. (877) 275-1762. 3060 Williams Drive, Suite 600, Fairfax, VA 22031. All first mortgage products are provided by Prosperity Home Mortgage, LLC. Not all mortgage products may be available in all areas. Not all borrowers will qualify. NMLS ID #75164 (For licensing information go to: NMLS Consumer Access at http://www.nmlsconsumeraccess.org/) Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Licensed by the Delaware State Bank Commissioner. Georgia Residential Mortgage Licensee. Massachusetts Mortgage Lender and Mortgage Broker MC75164. Licensed by the NJ Department of Banking and Insurance. Licensed Mortgage Banker-NYS Department of Financial Services. Rhode Island Licensed Lender. Rhode Island Licensed Loan Broker. Rhode Island Licensed Third-Party Loan Servicer. Also licensed in AK, AL, AR, AZ, CO, CT, DC, FL, ID, IL, IN, KS, KY, LA, MD, ME, MI, MN, MO, MS, MT, NC, ND, NE, NH, NM, NV, OH, OK, OR, PA, SC, SD, TN, TX, UT, VA, VT, WA, WI, WV and WY.
