

Emily Machetta
Mortgage Banker | NMLS# 1384085

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
She let me know what was needed and when.
Reply from Emily Machetta
March 21st, 2026 08:32 PM
I'm glad to hear that you found the communication clear and helpful, Michael. Ensuring you have all the information you need is important to me. If there’s anything else you need or any questions arise, please feel free to reach out.
Emily was very patient with me throughout the whole experience I really appreciate everything
Reply from Emily Machetta
March 10th, 2026 09:49 PM
I'm grateful for your kind words, Demetrice. Patience is something I believe is essential in this process, and I'm glad it made a difference for you. If there's anything else you need or would like to discuss, I'm here to help.
Great experience
Reply from Emily Machetta
February 27th, 2026 02:08 AM
Wayne you and Tiffani are awesome! Can't wait to see the new home finished and it won't be long till you can move in. Excited for you both!
We had a rough go with getting the loan closed due to unforseen issues with our land. Emily was amazing through it all but it was very stressful regardless. There is nothing she could've done differently. I appreciate her patience in dealing...
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Reply from Emily Machetta
February 27th, 2026 02:07 AM
Tiffani you and Wayne were great! I can't wait till it's finished and you can move into your new home!! Excited for your both.
Emily and her team was great to work with. Thank you for doing our Refinance.
Reply from Emily Machetta
February 21st, 2026 03:23 PM
I'm glad to hear you had a positive experience with the refinance process, Wendy. I appreciate your kind words, and thank you for choosing to work with me and my team. If you have any further needs or questions in the future, please feel free...
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Emily was GREAT! We really enjoyed working with her, as well as, Misty!
Reply from Emily Machetta
February 18th, 2026 03:46 PM
I'm pleased to hear that you had an enjoyable experience working with me, Taylor. It was a pleasure assisting you, and I'm glad Misty could contribute positively to your experience as well. If you need anything in the future, please don't hesitate...
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Everything that needed to get done plus some, Emily went out of her way to help me get better rates and helped me raise my credit score
Reply from Emily Machetta
February 5th, 2026 04:51 PM
I appreciate your feedback, Colt. It's great to know that I could assist you in obtaining better rates and in improving your credit score. I'm committed to going the extra mile for my clients, and I'm glad I was able to help you achieve these...
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Emily was so knowledgeable and explained everything so well through the whole process from starting the construction loan to moving into mortgage loan. always pleasant and the easiest to work with! She's the best!
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Reply from Emily Machetta
February 3rd, 2026 06:08 PM
I appreciate your kind words, Jennafer. It’s rewarding to know that the explanations and knowledge I provided were helpful to you throughout both the construction and mortgage stages. I'm pleased the process felt smooth for you, and if you...
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Everything went well and was smooth.
Reply from Emily Machetta
January 21st, 2026 05:40 PM
I'm pleased to hear that everything went smoothly for you, Tiffany. It’s always my aim to make the process as seamless as possible. If you have any more questions or need further assistance down the line, feel free to reach out.
Emily was great! Very helpful and kept us in the loop throughout the whole process.
Reply from Emily Machetta
January 21st, 2026 02:28 PM
It's really encouraging to hear that you felt well-informed and supported throughout the process, Steven. Ensuring clear communication is a priority for me, and I'm glad it made a difference for you. Should you have any other questions or need...
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
HUD 184
FHA
Conventional
USDA
Manufactured Housing
First Time Homebuyer
Homes for Heroes
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Positions
- Flat Branch Home Loans - Sr. Mortgage BankerNov 30th, 2018 - Current
Memberships
- Tulsa Home Builders Association
- Professional Women in Building
- Homes for Heroes Mortgage Specialist
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1384085
- Licensed in AL, AR, AZ, GA, IL, KS, LA, MN, MO, MS, NE, NM, NC, OH, OK, TX, VA, WA
Hobbies
- Golf
- Softball
- Sooner Football Games with family and friends
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149