Emily Machetta
Mortgage Banker | NMLS# 1384085
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
Emily met all our home loan needs.
Reply from Emily Machetta
July 16th, 2026 06:48 PM
Mark, thank you for sharing your experience. I'm glad I could meet all your home loan needs. If you have any future questions or need further assistance, feel free to reach out.
Emily was fantastic she walked us through the whole process was very patient and informational
Reply from Emily Machetta
July 13th, 2026 03:23 PM
Christian, I appreciate your kind words. I'm happy to hear that my guidance and patience made the process smoother for you. Thank you for trusting me with your home loan journey.
This was my first time buying a home and had an awesome experience with Emily. She helped me with my credit and the things that I needed to do in order to get approved to get the house.
Reply from Emily Machetta
July 10th, 2026 05:53 PM
Emelita, I'm grateful for your kind words. I'm pleased I could help you with your credit and guide you through the approval process. It's nice to know you had an awesome experience buying your first home.
Emily took a difficult file and worked hard to get to the closing table. She went above her duties as a loan officer to make sure closing happened. The buyer is beyond happy with her new home. Job well Done! Thank you, Brenda Edelman, eXp Realty...
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Reply from Emily Machetta
July 30th, 2026 01:07 PM
Brenda, I appreciate your thoughtful feedback. I'm glad I could help navigate the challenges and ensure a successful closing for the buyer. Thank you for your support and collaboration with eXp Realty.
Excellent in communication keeping me informed Through out the process from start to finish, and going Outside the box to help with my limited on line tech Skills. Would highly recommend Flat branch to anyone That may be seeking a Mortgage....
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Reply from Emily Machetta
July 9th, 2026 03:23 PM
Larry, I'm thankful for your kind feedback. I'm glad I could assist you throughout the process and help with any tech challenges. Your recommendation of Flat Branch Home Loans means a lot to me.
You're AMAZING!
Reply from Emily Machetta
July 8th, 2026 08:04 PM
Elisa, thank you for your kind enthusiasm! I'm happy to know you had such a good experience.
Emily made the process as simple as possible. Very responsive and knowledgeable.
Reply from Emily Machetta
July 4th, 2026 05:26 PM
Daniel, I appreciate your kind words. I'm glad to hear that you found the process simple and that my responsiveness and knowledge were helpful for you. Thank you for sharing your experience with me.
Always available, went above and beyond. Was absolutely superlative. Helped me a ton and saved me a lot of money. Helped me understand by explaining everything step of the way.
Reply from Emily Machetta
June 15th, 2026 05:31 PM
Luis, I'm pleased to hear that I could assist you effectively and help save you money. It's great to know that the explanations were helpful for your understanding throughout the process. Thank you for your kind words!
Emily was incredibly personable and made the entire process enjoyable and stress-free. She not only helped us with our current purchase but also took the time to share valuable financial knowledge that will help us make smart decisions and...
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Reply from Emily Machetta
June 13th, 2026 09:46 PM
Kamrhon, I'm grateful for your thoughtful feedback. It's wonderful to hear that you found the process enjoyable and stress-free, and I'm pleased that the financial knowledge I shared will be beneficial for your future decisions. Thank you for...
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Emily was wonderful to work with!!!
Reply from Emily Machetta
May 31st, 2026 03:49 PM
Claire, I'm glad to hear that you enjoyed working with me! Thank you for your kind words.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
HUD 184
FHA
Conventional
USDA
Manufactured Housing
First Time Homebuyer
Homes for Heroes
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Positions
- Flat Branch Home Loans - Sr. Mortgage BankerNov 30th, 2018 - Current
Memberships
- Tulsa Home Builders Association
- Professional Women in Building
- Homes for Heroes Mortgage Specialist
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1384085
- Licensed in AL, AR, AZ, GA, IL, KS, LA, MN, MO, MS, NE, NM, NC, OH, OK, TX, VA, WA
Hobbies
- Golf
- Softball
- Sooner Football Games with family and friends
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149