

Emily Machetta
Mortgage Banker | NMLS# 1384085

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
Emily and the team were amazing They worked so hard to get us in our home
Thanks very much
Emily and her team were wonderful to work with during my interstate move. They were professional, patient, and went above and beyond to help me through the process. Moving to a new state can be overwhelming, but they took the time to answer...
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Reply from Emily Machetta
September 26th, 2026 04:44 PM
Dominique, our goal is always to make the mortgage process feel as smooth and supported as possible, and knowing that you felt taken care of means so much to me and my team. Congratulations on your new home and your exciting new chapter! We’re...
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It was easy and they are very helpful
Reply from Emily Machetta
September 26th, 2026 05:53 PM
Rhonda it was a pleasure working with you and John! I’m so glad we were able to make the Refinance process easy and provide the support you needed along the way. We truly appreciate your trust and kind words.
Communication with the girls was great, timely and when I had a question they were quick to respon.
Reply from Emily Machetta
September 22nd, 2026 02:25 PM
I'm glad to hear that the communication with the team at Flat Branch Home Loans was timely and effective, Christina. If you have any more questions or need further assistance, please feel free to reach out.
N/A.......
Reply from Emily Machetta
August 16th, 2026 03:50 PM
Thank you for the positive rating, Joshua. I appreciate your support and look forward to assisting you in the future.
Emily was extrememly helpful all throughout that process and very easy to talk to. She explained everything and had answers to all of our questions. As a first time homebuyer with lots of questions this was greatly appreciated.
Reply from Emily Machetta
August 15th, 2026 02:30 PM
Jonathan, I'm grateful for your kind words. It's nice to know that you felt comfortable and well-informed throughout the process. Helping first-time homebuyers like you is something I truly enjoy.
Great to work with and very authentic!
Reply from Emily Machetta
August 14th, 2026 04:49 PM
Kaiden, thank you for your kind words. I'm pleased to hear that you found working with me to be a positive and authentic experience.
Once everything began happening it went very smooth
Reply from Emily Machetta
August 4th, 2026 04:04 PM
Luke, I'm glad to hear that everything went smoothly once the process got underway. Thank you for sharing your experience with me.
Emily and her team have a well established process. They are fluid in communication and helped us navigate hurdles that came our way. We appreciate the friendly interactions and getting us to our closing On-Time! Thank you so much for your...
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Reply from Emily Machetta
July 16th, 2026 03:48 PM
Lacy, thank you for your kind words. I'm pleased to hear that our communication and expertise with 184 loans helped make the process smoother for you. It was a pleasure assisting you and ensuring an on-time closing.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
HUD 184
FHA
Conventional
USDA
Manufactured Housing
First Time Homebuyer
Homes for Heroes
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Positions
- Flat Branch Home Loans - Sr. Mortgage BankerNov 30th, 2018 - Current
Memberships
- Tulsa Home Builders Association
- Professional Women in Building
- Homes for Heroes Mortgage Specialist
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1384085
- Licensed in AL, AR, AZ, GA, IL, KS, LA, MN, MO, MS, NE, NM, NC, OH, OK, TX, VA, WA
Hobbies
- Golf
- Softball
- Sooner Football Games with family and friends
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149