

Emily Machetta
Mortgage Banker | NMLS# 1384085

Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always en... Show More
Location & Business Hours
Business Hours
Fri
9 AM to 6 PM
Sat
9 AM to 6 PM
Sun
9 AM to 6 PM
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Reviews from Web
Emily does everything (in her power) to get you approved.
Reply from Emily Machetta
January 19th, 2026 06:04 PM
I'm glad to know you felt well-supported throughout the loan process, Klayton. It's important to me to do everything I can to help my clients. If you have any further questions or need assistance, I'm here to help.
Emily was highly professional and was willing to help and work around my work schedule when needed. I appreciate everything Emily and her team did you help secure my family's future.
Reply from Emily Machetta
January 8th, 2026 02:24 PM
Thank you for your feedback, Malcolm. I'm pleased to hear that my flexibility and professionalism were beneficial for you. Supporting your family's future is something I take seriously. If there’s anything more I can assist you with, please...
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Emily is so knowledgable in every aspect of funding. She was able to help lay out all options and find the best solutio.
Reply from Emily Machetta
January 27th, 2026 07:52 PM
I'm grateful for your kind words, Summer. It's important to me that you feel informed and comfortable with the options available. I'm glad I could help guide you toward the best solution for your needs. If you have any more questions or need...
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Communication was great early way and midway through the process but seemed to drop off at the end. Ended up communicating with someone else at the end of the process. Would have appreciated a heads up. Emily is great at what she does and is...
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Reply from Emily Machetta
December 11th, 2025 11:13 PM
Kim thanks for your feed back, my loan coordinator and my loan processor each have their roles in the loan process on every file. I did double check my notes and we were cleared for closing 7 days before contract date on this one while we...
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Emily is very thorough and helpful. Doesn't get much better than her. Thanks Emily 😊
Reply from Emily Machetta
December 18th, 2025 05:48 PM
I'm grateful for your feedback, David. It's great to know that you found my approach thorough and helpful. If there's anything else you need or any questions you have, feel free to reach out anytime.
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Reply from Emily Machetta
November 24th, 2025 04:09 PM
Thank you for reaching out. If there's anything specific you'd like to share or discuss, please feel free to contact me directly.
Emily walked us through the entire process and made it so easy. She gave us multiple options and helped us make the best choices for our family.
Reply from Emily Machetta
November 22nd, 2025 03:33 PM
I'm pleased to hear that you found the process straightforward and that the options I provided were helpful for your family. Ensuring you had the best choices is always my goal. If you have any more questions or need assistance in the future,...
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Emily personally showed up at the closing. She found ways that would save me money. She is very knowledgeable and guided me through the refinancing process and helped me understand all the different types of loans available.
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Reply from Emily Machetta
November 21st, 2025 08:41 PM
Kristin, thank you for taking the time to share your experience. I'm glad I could be there for your closing and assist you in navigating the refinancing process. Finding ways to save you money and helping you understand the various loan options...
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Emily and Kayla Nelson were great they went above and beyond for us . Emily's professionalism, and down to earth character made our experience exceptional! She needs a raise! Very valuable asset to her company!
Reply from Emily Machetta
November 21st, 2025 03:08 PM
Joseph, I appreciate your thoughtful remarks. I'm glad to hear that my work, along with Kayla's, made your experience memorable. It's important to me to provide both professionalism and a relatable approach. Your feedback means a lot, and if...
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Emily is fabulous! She's my No. 1 !
Reply from Emily Machetta
December 7th, 2025 08:48 PM
I appreciate your kind words, Liz. It means a lot to hear that you feel so positively about working with me. If there's anything more I can do to assist you, please don't hesitate to let me know.
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About
Because no two borrowers come with the same background, each process is tailored to your personal goals, aspirations and milestones. Home buyers come through our door starting somewhere different all the time, but the journey will always end at the home you’ve been working hard for. All of our products are designed with you alongside, so your loan will be shaped perfectly for your wants and needs.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Construction Loan
Fixed Rate Mortgages
USDA Loans
Cash-Out Refinances
Specialities
HUD 184
FHA
Conventional
USDA
Manufactured Housing
First Time Homebuyer
Homes for Heroes
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Positions
- Flat Branch Home Loans - Sr. Mortgage BankerNov 30th, 2018 - Current
Memberships
- Tulsa Home Builders Association
- Professional Women in Building
- Homes for Heroes Mortgage Specialist
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Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2015
Time Zone
Central Standard Time (CST)
Licenses
- NMLS# 1384085
- Licensed in AL, AR, AZ, GA, IL, KS, LA, MN, MO, MS, NE, NM, NC, OH, OK, TX, VA, WA
Hobbies
- Golf
- Softball
- Sooner Football Games with family and friends
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Disclaimer
Flat Branch Home Loans is an Equal Housing Lender © 2006 - 2024 A Division of Flat Branch Mortgage Inc NMLS# 224149