

Emily Johnson
Loan Originator

At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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Reviews from Web
Emily went above and beyond for us and we were able to close on our new home in just 2 weeks! Answered every phone call/email/questions we had even on the weekend. I will always recommend her to everyone!
Reply from Emily Johnson
September 23rd, 2025 06:16 PM
Thank you Eric and Kelsey! It was a pleasure being apart of your homebuying experience.
Emily is a very good professional to work with! She helped me understand all the numbers and explained everything in detail about where my money was going towards. She was definitely a great help all throughout the process. I will definitely...
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Reply from Owner
March 11th, 2025 12:00 AM
Thank you for the kind words, Franklin! It was a pleasure to help you find your new home.
Emily is hands down one of the best lenders in Southern Maryland! She works tirelessly for my clients, ensuring they get the best financing options available, whether they’re first-time homebuyers, VA loan users, or seasoned buyers. Her knowledge...
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Reply from Emily Johnson - Waterstone Mortgage
February 14th, 2025 02:32 AM
Thank you so much Aaron for your kind words!!
Emily and Team were world class! 5 stars across the board. As a first time home owner Emily walked me through every step. I had full confidence in her team and they made my homeownership dreams come true! Emily is truly a class act and the...
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Emily is a great loan officer to work with. I have closed many transactions with her and her communication throughout the transaction is top notch. No last minute disasters and closes on time! I would highly recommend anyone to use her as their...
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Reply from Emily Stampfly Johnson
March 3rd, 2024 03:39 PM
Thank you Emily!! 🫶🏼
Emily is always wonderful to work with! She is always just a call or text away, and ACTUALLY PICKS UP THE PHONE when you call! Not only that, but she knows all the ins and outs of most everything to do with mortgages (and especially the special...
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Reply from Emily Johnson - Waterstone Mortgage
May 5th, 2023 08:15 PM
Thank you for the review Tim! It's always a pleasure working with you 🙂
Emily Johnson is extremely knowledgeable in her field and was always happy to take the time to explain all questions in depth that came her way. She was always readily available by call, text or email. She was great at staying in communication...
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Reply from Emily Johnson - Waterstone Mortgage
May 5th, 2023 12:48 PM
Thank you for the review Tannar!
Emily was amazing to work with during our cash out refi. She was knowledgeable, attentive and super responsive throughout the whole process. This was my second refi and it was by far the easiest company that I’ve had the pleasure of working...
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About
At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
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Year Started
2026
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS #2272464
Disclaimer
Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License # 41DBO-64139. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions