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Emily Johnson - Loan Originator in Waldorf, MD

Emily Johnson

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Loan Originator

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At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to...... Show More
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Overall Ratings
4.98
(33)
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  • 5.0
    Encompass
    J
    Jordan S
    Newburg, MD
    Posted on May 25th, 2026 01:54 PM
    We had such a pleasant experience with our services from Emily & Waterstone Mortgage! Emily was very much on top of everything. She responded in a timely manner. She was able to answer any questions that we had with expertise & professionalism....
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  • 5.0
    Encompass
    G
    Gloria H
    Owings, MD
    Posted on May 21st, 2026 06:35 PM
    From start to finish Beatrice continued to tell me how pleasant it was to work with you and I couldn't agree more!! Your communication and responsiveness made everything about the transaction smooth and simple. I can't wait to send some more...
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  • 5.0
    Encompass
    B
    Beatrice H
    Owings, MD
    Posted on May 21st, 2026 03:31 PM
    i am forever grateful that Emily worked to get me finaced for a home that I really wanted instead of settling for something that was just okay. It was also gratifying to observe (and intergrate) some of her management practices such as compiling...
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  • 5.0
    Encompass
    L
    Lindsey N L
    Great Mills, MD
    Posted on May 20th, 2026 01:07 PM
    Very quick response time!!
  • 5.0
    Encompass
    W
    Whitney G
    Huntingtown, MD
    Posted on May 10th, 2026 08:01 PM
    Emily stepped in at a last minute crunch and helped us tremendously . so thorough with videos providing information as well as the breakdown of each step .10/10 recommend
    Reply from Emily Johnson
    May 17th, 2026 08:01 PM
    Whitney, I'm grateful for your kind words and glad that I could assist during a crucial time. Providing thorough information and breaking down each step is important to me, so I’m glad it was helpful for you. Thank you for the recommendation!...
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  • 5.0
    Encompass
    K
    Keith L
    Port Republic, MD
    Posted on May 6th, 2026 04:15 PM
    Emily was incredibly available and was able to answer all my questions.
    Reply from Emily Johnson
    May 6th, 2026 06:59 PM
    Thanks Keith! Glad I could help with the refi.
  • 5.0
    Encompass
    T
    Tina M M
    Port Republic, MD
    Posted on May 2nd, 2026 12:54 PM
    Emily was amazing to work with. I'm so grateful that I was able to connect with her for this refi. Definitely would recommend her to someone who is interested in purchasing or refi a home.
    Reply from Emily Johnson
    May 4th, 2026 01:55 PM
    Thank you so much, Tina! Happy I could help :)
  • 5.0
    Encompass
    A
    Alfred J W
    Huntingtown, MD
    Posted on April 13th, 2026 12:11 AM
    She was able to help us buying our dream house
    Reply from Emily Johnson
    April 13th, 2026 01:11 PM
    Happy to help - congratulations!
  • 5.0
    write_review_unverified
    S
    Sam I
    Posted on April 11th, 2026 01:50 AM
    Emily made it happen, start to finish. She’s smart, responsive, kind, and truly cares about her clients. She explains everything clearly and makes the whole process feel easy. You don’t usually get all of that in one person, but with Emily,...
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    Reply from Emily Johnson
    April 13th, 2026 01:11 PM
    Thank you Sam! It was great working with you :)
  • 5.0
    Encompass
    H
    Halie W
    Broomes Island, MD
    Posted on March 28th, 2026 12:20 PM
    Emily was incredible! She was extremely communicative and helpful throughout the entire process. I would recommend her to anyone! She is truly the best and we could not be more grateful. Thank you so much Emily for all your help throughtout...
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    Reply from Emily Johnson
    March 29th, 2026 02:43 AM
    Thank you for saying that, Halie! It was a pleasure to help y'all with your homebuying journey! Wishing you many years of happy memories in your new home <3
  • 10 of 33
    About
    At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    421
    /850
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    Year Started

    2026

    Time Zone

    Eastern Time
    Licenses
    • NMLS #2272464
    Disclaimer
    Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License # 41DBO-64139. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions