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Emily Johnson - Loan Originator in Waldorf, MD

Emily Johnson

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Loan Originator

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At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to... Show More
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Location & Business Hours
Business Hours
Wed
24 hours(Open now)
Thu
24 hours
Fri
24 hours
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5 Star
98%
4 Star
2%
3 Star
0%
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Reviews from Web
  • Encompass
    K
    Keith L
    Port Republic, MD
    Posted on May 6th, 2026 04:15 PM
    Emily was incredibly available and was able to answer all my questions.
    Reply from Emily Johnson
    May 6th, 2026 06:59 PM
    Thanks Keith! Glad I could help with the refi.
  • Encompass
    T
    Tina M M
    Port Republic, MD
    Posted on May 2nd, 2026 12:54 PM
    Emily was amazing to work with. I'm so grateful that I was able to connect with her for this refi. Definitely would recommend her to someone who is interested in purchasing or refi a home.
    Reply from Emily Johnson
    May 4th, 2026 01:55 PM
    Thank you so much, Tina! Happy I could help :)
  • Encompass
    A
    Alfred J W
    Huntingtown, MD
    Posted on April 13th, 2026 12:11 AM
    She was able to help us buying our dream house
    Reply from Emily Johnson
    April 13th, 2026 01:11 PM
    Happy to help - congratulations!
  • write_review_unverified
    S
    Sam I
    Posted on April 11th, 2026 01:50 AM
    Emily made it happen, start to finish. She’s smart, responsive, kind, and truly cares about her clients. She explains everything clearly and makes the whole process feel easy. You don’t usually get all of that in one person, but with Emily,...
    read more
    Reply from Emily Johnson
    April 13th, 2026 01:11 PM
    Thank you Sam! It was great working with you :)
  • Encompass
    H
    Halie W
    Broomes Island, MD
    Posted on March 28th, 2026 12:20 PM
    Emily was incredible! She was extremely communicative and helpful throughout the entire process. I would recommend her to anyone! She is truly the best and we could not be more grateful. Thank you so much Emily for all your help throughtout...
    read more
    Reply from Emily Johnson
    March 29th, 2026 02:43 AM
    Thank you for saying that, Halie! It was a pleasure to help y'all with your homebuying journey! Wishing you many years of happy memories in your new home <3
  • Encompass
    G
    Gloria L C
    Lusby, MD
    Posted on March 27th, 2026 03:48 PM
    Having Emily Johnson as my loan originator was a smooth and quick process. I've worked with her in the past when purchasing my first home, and it was an all around great experience. Emily continues to display great knowledge in her field. She...
    read more
    Reply from Emily Johnson
    March 27th, 2026 04:03 PM
    You always put a smile on my face Gloria!! Thank you so much for the kind words. Always just a call away if you need anything :)
  • Encompass
    C
    Cameron W
    Broomes Island, MD
    Posted on March 25th, 2026 05:57 PM
    Amazing experience. Quick turnaround when only given a two week closing. Very quick response responses. Very clear directions. Great teamwork all around with everyone involved. Emily Johnson was assisting us for almost a whole year, and we...
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    Reply from Emily Johnson
    March 25th, 2026 06:02 PM
    Cameron! You are too sweet. Thank you for the kind words, it was a pleasure helping you buy your home!
  • Encompass
    M
    Maurell D O
    Brandywine, MD
    Posted on March 20th, 2026 03:25 PM
    I never felt rushed, anything that I didn't understand was explained in a non intimidating way. I really appreciated how connected all the teams worked together to make my home buying experience so smooth. I have already started sharing my...
    read more
    Reply from Emily Johnson
    March 27th, 2026 03:25 PM
    Maurell, thank you for sharing your experience with me. I'm pleased to hear that everything was explained clearly and that you felt comfortable throughout the process. It’s great to know that the team's collaborative efforts contributed positively...
    read more
  • Encompass
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    Lisa P S
    Saint Inigoes, MD
    Posted on March 11th, 2026 07:38 PM
    Fantastic experience from start to finish!
    Reply from Emily Johnson
    March 18th, 2026 07:39 PM
    Lisa, I appreciate your feedback and am pleased to hear that you had a great experience from start to finish. If you have any more questions or need assistance in the future, please feel free to reach out. Thank you for choosing Waterstone...
    read more
  • Encompass
    M
    Michael T S
    Saint Inigoes, MD
    Posted on February 28th, 2026 01:27 PM
    Emily was amazing I've purchased quite a few houses as an adult and never had a memorable experience with any prior lenders. Emily avoided the transactional type approach and creates a relationship that allowed her to make this as smooth of...
    read more
    Reply from Emily Johnson
    February 28th, 2026 05:32 PM
    Awh, you are too sweet!! Thank you for the kind words - it was an honor helping you and Lisa.
  • 21–30 of 48
    About
    At Waterstone Mortgage, we're dedicated to providing the best mortgage lending experience possible. We know that home purchases are often the largest investments our clients will make in their lifetimes, and we do everything in our power to make each venture memorable and enjoyable. We offer a wide array of unique loan products and we're experts at matching clients up with programs that fit their individual circumstances. When it comes to anticipating needs, answering questions, and providing updates on loan status, we're known for our responsiveness.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
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    Year Started

    2026

    Time Zone

    Eastern Standard Time (EST)
    Licenses
    • NMLS #2272464
    Disclaimer
    Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act. Branch License # 41DBO-64139. Waterstone Mortgage Corporation (NMLS #186434) is headquartered in Brookfield, Wisconsin, and is a wholly owned subsidiary of WaterStone Bank SSB (NASDAQ: WSBF). Equal Housing Lender. All loan requests are subject to credit approval and program guidelines. Information published on this site should not be construed as legal advice or credit counseling. Waterstone Mortgage Corporation is not a licensed real estate broker. Any advertisement on this page is an advertisement for real estate financing only and should not be construed as an advertisement for the sale of real estate. Disclosures & Licenses: https://www.waterstonemortgage.com/policies/disclosures-licenses General Disclaimer: https://www.waterstonemortgage.com/policies/terms-conditions