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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
97%
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2%
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Reviews from Web
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    Ken S
    Posted on July 22nd, 2024 12:00 AM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Ken S
    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 01:31 PM
    Thank you so much for your trust in The Flowers Team at USA Mortgage. We have loved serving your family and appreciate your service to our country. Purchasing a home is a big decision and we really liked being able to walk you through making...
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    Emily E
    SAINT LOUIS, MO
    Posted on June 21st, 2024 01:10 PM
    Emilie made sure we understood everything and was very transparent with us. She made sure we felt comfortable with each decision we made. It was a pleasant experience the entire way though.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
  • Encompass
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    Martin H
    GRANITE CITY, IL
    Posted on June 17th, 2024 02:45 PM
    Emile, is the best at what she does. thanks again, never has to worry about what was going on. Very responsive!! Thanks again
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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    Martin H
    Posted on June 17th, 2024 12:00 AM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Martin H
    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 02:13 PM
    The Flowers Team loved helping you purchase your carefully curated home that you took so much care in choosing each and every detail for. We are always excited to help a veteran, especially when they are as amazing as you and your wife!
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    Kevin B
    Posted on May 1st, 2024 12:32 PM
    Two amazing people that made it as easy as possible throughout the entire process!
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    The Flowers Team @ USA Mortgage is always happy to be your trusted mortgage advisor and walk through making well informed decisions during your purchase process. We are looking forward to the refinance boom and getting you into a better position...
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  • Encompass
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    Kevin R B
    EAST ALTON, IL
    Posted on May 1st, 2024 12:30 PM
    The compassion and support from Steve and Emile from day one! This was our first house and like all first time home owners, we had no idea what to do. The Flowers team made it possible for us to get our family an amazing house! Thank you!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    We, at the Flowers Team, loved working with you to purchase your first home and cant wait to be there through all the questions hereafter! The mortgage process can be confusing and our job is to guide and educate you to help you make great...
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    Kevin B
    Posted on May 1st, 2024 12:00 AM
    Two amazing people that made it as easy as possible throughout the entire process!
    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 02:14 PM
    The Flowers Team @ USA Mortgage is always happy to be your trusted mortgage advisor and walk through making well informed decisions during your purchase process. We are looking forward to the refinance boom and getting you into a better position...
    read more
  • Encompass
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    Matthew P
    O FALLON, IL
    Posted on April 4th, 2024 12:41 PM
    Answering my questions
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    I'm so glad that The Flowers Team could help you with your new home purchase. We are so excited to be your trusted mortgage source and look forward to helping you refinance when the time is right. Thanks again for being a model borrower!
  • Zillow
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    Kelsey P
    O Fallon, IL
    Posted on April 2nd, 2024 12:00 AM
    Emile and her team went above and beyond helping us with our home loan. She answered so many questions for us and was very thorough. I appreciated her help and her expert advice!
  • Encompass
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    Kelsey P
    O FALLON, IL
    Posted on April 1st, 2024 12:38 PM
    Emile was so helpful! She gave us expert advice that made purchasing our new home so much easier for our family. We appreciate everyone’s help in this complex process!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    The Flowers Team loved helping you and Matt with the purchase of your new home. I know it has been a journey but I think you and your family will be so happy. We are looking forward to being your trusted mortgage resource and look forward to...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.