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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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5 Star
97%
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2%
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Reviews from Web
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    Kamron W
    Posted on March 16th, 2026 12:00 AM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Kamron W
  • google
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    Robert N
    Posted on February 18th, 2026 12:00 AM
    Working with Emily Flowers at USA Mortgage was a fantastic experience. She’s incredibly knowledgeable and took the time to really understand what we wanted, not just for this home purchase, but for our long-term financial position as well.Emily...
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  • Zillow
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    Robert N
    Edwardsville, IL
    Posted on February 18th, 2026 12:00 AM
    Working with Emily Flowers at USA Mortgage was a fantastic experience. She’s incredibly knowledgeable and took the time to really understand what we wanted, not just for this home purchase, but for our long-term financial position as well.Emily...
    read more
  • Encompass
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    Lisa M L
    MOSCOW MILLS, MO
    Posted on October 21st, 2025 12:57 PM
    The team kept me well-informed, on top of signing and submitting documents, and as always, very pleasant amd friendly throughout the process. Thank you for helping me through this daunting process again!
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
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    Thomas J C
    MARYVILLE, IL
    Posted on September 24th, 2025 01:27 PM
    Ease of communication. Fast response.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
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    Michael B
    CASEYVILLE, IL
    Posted on September 15th, 2025 04:08 PM
    was extremely personable and attentive to all our questions and needs. She did an amazingjob going throughugh every step and explaining how mortgages and rates actually work, which was eye-opening overall I don't think we could've had a better...
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    Michael B
    Posted on September 15th, 2025 12:00 AM
    Awesome team with incredible service. The team really goes the extra mile to make sure all questions are answered and everything is thoroughly explained and understood. Just a great experience.
    Reply from Owner
    September 28th, 2025 12:00 AM
    Thank you Mike! We really enjoyed working with you on this very important home purchase. The Flowers Team will always be here for all your mortgage needs in the future!
  • Encompass
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    Katherine L
    TROY, IL
    Posted on August 29th, 2025 03:04 PM
    Everything was explained very well and we felt in the know and connected through the whole process (from pre-approval through closing). Everyone was really responsive and got things done in time, even under some pressure from exigent circumstance....
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Thank you so much for your sincere words on your home loan experience with me at USA Mortgage. I love hearing that my customers are happy. It is the best compliment I can receive. I look forward to being your Mortgage Loan Originator for many...
    read more
  • Encompass
    C
    Carrie W
    WEBSTER GRVS, MO
    Posted on August 22nd, 2025 03:45 PM
    Emile was so patient with me and my millions of questions. She was transparent and provided me with a wealth of info so I made an informed choice.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
  • Encompass
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    Layne P
    EDWARDSVILLE, IL
    Posted on August 19th, 2025 06:02 PM
    Emile was incredible during this entire process! As a first-time homebuyer, I had a lot of questions that could often be seen as "obvious". Emile took the time to sit down with me and explain each step in the homebuying process, showing me...
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    Helping great customers like you is why I'm in this business. I'm thankful to receive such a great review from you and loved to hear how you enjoyed working with me on your mortgage. I look forward to working with you again in the future.
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.