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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
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Reviews from Web
  • Encompass
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    Dustin B
    MARYVILLE, IL
    Posted on September 1st, 2024 03:29 PM
    Top notch service at all times
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    The Flowers Team loves being your family's go to source for all your mortgage needs. Thank you so much for trusting us with your most important of possessions - your home! We cannot wait to serve you again! Refinances are coming and you will...
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    Kayleigh W
    BETHALTO, IL
    Posted on August 29th, 2024 08:17 PM
    Everyone was so nice and explained everything to me and made buying my first home an easy transition!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    We (at the Flowers Team) are so proud of you for working so hard to get through nursing school and land your job and buy a house all at the same time! How amazing! We cannot wait to be your mortgage advisors for life! Purchasing a home and...
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  • Encompass
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    Liam S
    Belleville, IL
    Posted on August 16th, 2024 04:08 PM
    Lots of communication
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Liam S
    Posted on August 16th, 2024 12:00 AM
    There was lots of communication and everyone was friendly
    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 01:34 PM
    The Flowers Team truly loved helping your purchase your home and move closer to your new career! I just know your are going to be amazing! We look forward to being your go to source for all your mortgage needs in the future!
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    Alexandra K T
    BELLEVILLE, IL
    Posted on August 14th, 2024 12:15 PM
    Very available at all times, transparent, great communication.
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Lexie, we enjoyed helping you purchase your home so much! The Flowers Team really looks forward to educating their borrowers to make great decisions about their purchase and to help clients feel comfortable with one of the biggest financial...
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    Victoria D
    GRANITE CITY, IL
    Posted on August 3rd, 2024 01:12 PM
    I was never left in the dark about anything. Emile always had time to answer my questions.
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Thank you Victoria for trusting us with your home purchase. I love the fact that we had a challenging start and worked together with credit repair to quickly get your file ready to purchase. It was so fast! I'm so glad you were so prompt to...
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    Phyllis S
    Posted on July 31st, 2024 02:20 PM
    The Flowers Team at USA Mortgage made our home-buying process a breeze! Emile and his team were incredibly knowledgeable, responsive, and supportive every step of the way. They secured us a fantastic mortgage rate and made sure we understood...
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    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    I'm so glad we could guide and educate you through the mortgage process and that you were so happy to get into your new home. It was a pleasure to work with you!
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    Phyllis S
    Posted on July 31st, 2024 12:00 AM
    Working with the Flowers Team was an absolute pleasure. Emile and his team went above and beyond to ensure we had a smooth and stress-free experience. Their expertise and dedication were evident from start to finish. We highly recommend them...
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    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 01:33 PM
    Phyllis! The Flowers Team loves working with you as an agent. I cannot think of a more dedicated person to her clients and the overall knowledge you strive to attain when helping someone purchase a home. We love that you trust us with your...
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    Kenneth S
    BELLEVILLE, IL
    Posted on July 22nd, 2024 05:05 PM
    Very attentive to any and all questions and extremely responsive via the app and texts. Top notch Team!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    It was great to work with you Ken & Jamie. My clients who serve in the military hold a special place in my heart since my son is active duty. Thank you for your service and thank you for trusting the Flowers Team with your home purchase. We...
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  • Encompass
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    Ethan S
    HILLSBORO, IL
    Posted on July 22nd, 2024 04:34 AM
    Very knowledgeable, excellent at getting information into layman’s terms. Communication is seamless, always get back to you with answers in a timely manner.
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Thank you so much for trusting us with the purchase of your home. We at the Flowers Team strive for a very transparent and educational experience when it comes to obtaining a mortgage. We look forward to becoming your trusted mortgage advisors...
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    Other Serving Areas

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.