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THE FLOWERS TEAM - USA Mortgage - Mortgage Loan Originator

THE FLOWERS TEAM - USA Mortgage

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Mortgage Loan Originator

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Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish... Show More
Mortgage
Mortgage Loan Officer
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Contact Info
(618) 530-2444
62025, Illinois
https://www.usamortgage.com/mortgage-loan-originator/emile-flowers/
https://www.divorcemortgageplanningservices.com/
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5 Star
97%
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2%
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Reviews from Web
  • Encompass
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    Hope D
    EDWARDSVILLE, IL
    Posted on March 28th, 2024 12:39 PM
    Very responsive and helped explain the whole process to us in depth as first time home buyers!
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Hope it was a pleasure to help you and Jeff purchase your first home! The Flowers Team loved working with you and helping to guide and educate you during the home buying process. We cannot wait to be your trusted source for all your mortgage...
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    Danielle H
    Posted on March 5th, 2024 04:10 PM
    The communication with the team was fantastic. They worked diligently to get us the best rate possible -- to the point of continuing to work with us after we purchased our house to watch the market for even lower mortgage rates. This is the...
    read more
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Thank you so much Danielle! We have loved helping you purchase and refinance your homes over the years. The Flowers Team strives to stay current on market trends and how that affects your total financial picture when it comes to mortgage and...
    read more
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    Danielle L H
    SAINT CHARLES, MO
    Posted on March 5th, 2024 04:10 PM
    The communication with the team was fantastic. They worked diligently to get us the best rate possible -- to the point of continuing to work with us after we purchased our house to watch the market for even lower mortgage rates. This is the...
    read more
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I appreciate you choosing me at USA Mortgage for your home loan and I'm here for you anytime. I hope to see you again for many years!
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    Desiree J
    GRANITE CITY, IL
    Posted on March 5th, 2024 01:56 PM
    Every step of the way, every question I had was answered.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I love hearing that you had a spectacular mortgage process. USA Mortgage takes pride in what we do and to provide our customers with the best experience possible. At your earliest convenience, please share your experiences with us on social...
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    Danielle H
    Posted on March 5th, 2024 12:00 AM
    The communication with the team was fantastic. They worked diligently to get us the best rate possible -- to the point of continuing to work with us after we purchased our house to watch the market for even lower mortgage rates. This is the...
    read more
    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 02:15 PM
    The Flowers Team @ USA Mortgage is always happy to be your trusted mortgage advisor and walk through making well informed decisions during your purchase process. We are looking forward to the refinance boom and getting you into a better position...
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    Kamron W
    Posted on February 8th, 2024 01:30 PM
    Steve and Emile are just great.Extremely responsive, very helpful, and willing to do what it takes to get the job done.As a real estate professional, these qualities are extremely valuable and I always know my clients are in good hands when...
    read more
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    Thanks Kamron! It's good to know that we can be a valuable resource for you to get more of your amazing clients into homes. We plan to be their forever source for all things mortgage and to continue to promote you as their trusted Realtor!
    read more
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    Kamron W
    Posted on February 8th, 2024 12:00 AM
    Steve and Emile are just great.Extremely responsive, very helpful, and willing to do what it takes to get the job done.As a real estate professional, these qualities are extremely valuable and I always know my clients are in good hands when...
    read more
    Reply from THE FLOWERS TEAM - USA Mortgage
    September 3rd, 2024 02:19 PM
    Thanks Kamron, We love agents like you who rely on The Flowers Team at USA Mortgage to guide and educate your clients into responsible home ownership. Keep doing what your doing and helping so many :)
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    Patrick B
    Posted on February 7th, 2024 01:52 PM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Patrick B
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    I know we helped under difficult circumstances but I also know it gets better from here.
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    Patrick D B
    Granite City, IL
    Posted on February 7th, 2024 01:51 PM
    You both were very caring abd helpful. You took care of me the whole way. People like yourselves are rare, and do not grow on trees. I am very appreciative of everything you both did for me. Thank you very much.
    Reply from THE FLOWERS TEAM
    November 6th, 2025 11:29 AM
    I can’t thank you enough for your positive words and really appreciate you taking the time out of your day to let people know how much you loved working with me at USA Mortgage on your home loan. I hope to see you again down the road!
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    Ronnie D
    Posted on February 7th, 2024 02:39 AM
    THE FLOWERS TEAM - USA Mortgage has received a review with 5 star rating from Ronnie D
    Reply from THE FLOWERS TEAM - USA Mortgage
    November 6th, 2025 11:29 AM
    We appreciate your persistence during the process. You worked hard to get into that house!
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    About
    Our USA Mortgage team knows that the purchase of a home is a large investment, financially & emotionally. As your mortgage lender we offer customizable loan products & programs to fit individual needs, a digital process from start to finish, & a local team to guide you every step of the way, to ensure smooth & problem free closings. We make your mortgage fit your life. Above all else, our main goal is to provide a superior customer service experience while properly matching you with a mortgage loan product to help you realize your dream of homeownership. If you are already home & seeking to refinance, secure a 203K or apply for a reverse mortgage; we will get you the help you need close to home. At USA Mortgage, anything is possible.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Specialities
    FHA Loans
    NoDown
    LowDown
    $5,000 Guarantee
    USAdvantage
    Possibility Protection
    Conventional Loans
    USDA Home Loans
    View All
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    Positions
    • USA Mortgage - Mortgage Loan Officer-NMLS#1256327
      Jan 1st, 2017 - Current
    Addresses and Serving Areas
    Primary Serving Area
    62025, Illinois
    Other Serving Areas
    62034, Illinois

    Year Started

    2014

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS# 1256327
    Disclaimer

    Equal Housing Opportunity

    Not an offer to lend. Subject to credit approval and additional terms apply. DAS Acquisition Company, LLC dba USA Mortgage NMLS #227262. Licensed Lending Area: AL, AK, AZ, AR, CA, CO, CT, DE, DC, FL, GA, HI, ID, IL, IN, IA, KS, KY, LA, ME, MD, MA, MI, MN, MS, MO, MT, NV, NH, NJ, NM, NC, ND, OH, OK, OR, PA, RI, SC, SD, TN, TX, UT, VT, VA, WA, WV, WI and WY. AZ License Number: 0942576. Licensed by the Department of Financial Protection and Innovation under the California Residential Mortgage Lending Act, Regulated by the CO Division of Real Estate, MA Mortgage Broker & Mortgage Lender MC227262, Licensed by the N.J. Department of Banking and Insurance, OH #RM.850291.000, Licensed under the Oregon Consumer Finance Act, OR License #ML-5723, Rhode Island Licensed Lender, WA #CL-227262. Headquarters: 12140 Woodcrest Executive Drive, Suite 150, St. Louis, Missouri 63141, Toll Free: (888) 250-6522. For licensing information, go to: www.nmlsconsumeraccess.org.