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Elizabeth Zak - Home State Bank  - Loan Originator in Appleton, WI

Elizabeth Zak - Home State Bank

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Loan Originator

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You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and... Show More
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Location & Business Hours
Business Hours
Fri
9 AM to 8 PM
Sat
9 AM to 8 PM
Sun
9 AM to 8 PM
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Reviews from Web
  • Encompass
    M
    Mary A
    Kaukauna, WI
    Posted on January 12th, 2026 06:40 PM
    Greatpeople
    Reply from Elizabeth Zak - Home State Bank
    January 12th, 2026 06:44 PM
    Thank you, Mary! You and Dan were an absolute pleasure to work with!
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    Josen A F
    Conover, WI
    Posted on December 9th, 2025 10:28 PM
    Everything went smoothly
    Reply from Elizabeth Zak
    January 8th, 2026 10:29 PM
    I'm pleased to hear that everything went smoothly, Josen. Ensuring a seamless experience is important to me. If you ever need further assistance, feel free to reach out. Thank you for your review!
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    Kyle F
    Neenah, WI
    Posted on November 14th, 2025 04:05 PM
    Spent extra time explaining the numbers to me and helped me understand
    Reply from Elizabeth Zak - Home State Bank
    November 14th, 2025 05:30 PM
    Thank you Kyle, it was a pleasure working with you!
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    Jacob J
    Posted on November 3rd, 2025 06:52 PM
    Working with Liz was awesome!As a Buyers Agent she guided me through every step of the process quickly and made sure I always felt supported. Anytime I had a question, she was right there with an answer. I definitely recommend working with...
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    Reply from Elizabeth Zak - Loan Officer - NMLS...
    November 3rd, 2025 06:55 PM
    Thanks Jacob Jennerjohn! Looking forward to the next transaction!
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    Lauren W
    Oshkosh, WI
    Posted on October 29th, 2025 03:13 PM
    Elizabeth made sure to answer all our questions and helps is through the loan process on the tight timeline we were in .
    Reply from Elizabeth Zak - Home State Bank
    October 29th, 2025 03:20 PM
    Thanks Lauren! You guys were great to work with! I am so glad we got everything done in time for you :)
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    Matthew C
    Manitowoc, WI
    Posted on October 13th, 2025 11:36 AM
    Only thing I would change is being sold off right away
    Reply from Elizabeth Zak - Home State Bank
    October 14th, 2025 07:11 PM
    Hi Matt, thank you for trusting us with your home loan! Even though we won't be servicing it, I will still be available to help if any questions arise :)
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    Crystal S
    Oshkosh, WI
    Posted on September 16th, 2025 10:36 AM
    She was very helpful
    Reply from Elizabeth Zak
    September 16th, 2025 07:16 PM
    Thank you, Crystal! I hope you enjoy many years in your new home!
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    Brianna C
    Menasha, WI
    Posted on August 31st, 2025 04:49 AM
    We worked with Liz as our loan officer while buying our very first home, and we couldn’t have asked for a better experience. As first-time homebuyers, the process felt overwhelming at times, but Liz made everything seamless and easy to understand....
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    Reply from Elizabeth Zak
    September 16th, 2025 07:13 PM
    Thanks Brianna! I am so excited for you both!
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    Trevor H
    Menasha, WI
    Posted on August 29th, 2025 12:16 PM
    Liz was awesome to work with! She was very organized and helped ensure our first time buying a home was as seamless as possible! I would highly reccomend Liz as she was amazing to work with!
    Reply from Elizabeth Zak
    August 29th, 2025 02:25 PM
    Thank you so much Trevor! You both were wonderful to work with and I am so excited for you to enjoy your new home!
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    Mikayla C
    Kaukauna, WI
    Posted on August 5th, 2025 05:02 PM
    liz was wonderful at making sure I felt heard and included in on everything going on
    Reply from Elizabeth Zak
    August 5th, 2025 05:09 PM
    Thank you so much, Mikayla! That means a lot! :)
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    About
    You have arrived at our front door to convenience, opportunity and trust. We greet you with the right products and useful tools capable of fulfilling your unique needs. Choosing a trusted mortgage lender can help you save money today, and in the future. Whether you are looking to build a new home, buy an existing home, or refinance your current mortgage, we are committed to helping you find the right products in order to fulfill your unique mortgage needs. Most importantly, you'll find that our good-natured, hometown mortgage professionals make the difference. We look forward to serving your home financing needs with expertise and professionalism, a cornerstone to our growth and referral success since 1915.
    Products & Services
    Mortgage Loan Officer
    FHA Home Loan
    VA Home Loan
    Jumbo Home Loan
    Down Payment Assistance
    Conventional Home Loan
    Mortgage Refinance
    Fixed Rate Mortgages
    USDA Loans
    Qualified Mortgage Pre-Approvals
    Non-QM
    Specialities
    FHA, VA, USDA, WHEDA, conventional, portfolio loans, and more!
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    Memberships
    • Realtors Association of Northeast Wisconsin
    • RANW
    • HBBA N.E.W. Connections
    • View All
    Addresses and Serving Areas

    Year Started

    2023

    Time Zone

    Central Standard Time (CST)
    Licenses
    • NMLS: 2460164
    Hobbies
    • Reading
    • Watching Movies
    • Traveling
    • View All
    Disclaimer
    HOME STATE BANK NMLS #478452. HOME STATE BANK is an Equal Housing Lender. Credit and collateral are subject to approval. Terms and conditions apply. Rates, terms, programs and their conditions are subject to change without notice and certain programs/services may not be available in all states.