
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
I was really nervous when starting the home buying process as a single mom. I felt overwhelmed by all of the steps I'd have to take to accomplish my goal of becoming a homeowner. When I asked my realtor if she knew of a good lender she did...
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Elena is wonderful she she keeps in contact with me she keeps me updated on is updated on the worth and value of my home my home and she is very easy to discuss things with she is able to explain it to where I can understand everything
I recently refinanced my mortgage with Elena and had the best experience! Elena is very knowledgeable provided me options in a manner that was easy to understand and helped me make the best selection based on my personal needs. She cares about...
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I highly recommend Elena to anyone considering purchasing or re-financing their home. Elena has been helping me since 2018 when I first purchased my home and I have always been very impressed with her professionalism knowledge of the industry...
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I have been honored to be in her hands. If everyone was as good as her this world would run smoothly. Guild is lucky to have such a great employee. Thank you Elena for all your hard work and making my loan so nice.
Elena just a great person that truly wants to help you. Thank you again I really appreciate you and the hard work you have done for us. Thank you so very much. God Bless.
Elena was very helpful in helping me get the mortgage for my new house. Thus was the third time that I've worked with Elena.She helped me to refinance my home in Mesa so I could pay off some bills and remodel my kitchen. Then when my husband...
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I had a great experience. Easy transition into guild mortgage.
Elena once again has helped me and really put forth the effort in getting the best rate and option for me on my refinance for my house .Elena is always so friendly and very informative with any questions i had . 5/5 !!
Elena shows so much care for her clients. She truly wants to make sure everyone gets the best loan possible. Always professional and knowledgeable in her field. I highly recommend Elena for your next loan.
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152