
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Elena was great we had talked about a refinance a few months before but my home value and mortgage rates weren't right. She kept track to the values and rates even when I had forgotten about it. During and after the process she answered all...
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Reply from Elena De Luz - Barrett Financial
July 14th, 2026 10:09 PM
❤️ I'm grateful for the opportunity to help with your refinance. I'm glad I could keep an eye on the market and timing for you, and that I was able to keep you informed every step of the way. Thank you for trusting me with your mortgage needs—I...
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My wife and I have worked with Elena on our journey as a first time home buyer and she has been extremely professional. She takes the time to ensure that her clients understand the entire process of closing on a mortgage and is always willing...
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Elena was very diligent and professional on her role as our loan officer. She was a great source of knowledge especially to us first time homebuyer. She was kind and patient enough to explain details of our loan and in answering all our questions....
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Reply from Elena De Luz - Barrett Financial
July 15th, 2026 07:39 PM
It was truly an honor to be part of your homeownership journey. Helping first-time homebuyers understand the process and feel confident every step of the way is one of the most rewarding parts of what I do. I'm so grateful for the trust you...
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Elena is a wonderful realtor and an amazing person. She has a keen attention to detail which is reflected in the way she explains mortgage information and helps guide the customer through the process. She truly shows that she cares and often...
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It was a Pleasure working with Elena De Luz . She is very knowledgeable in what she does. She went above & beyond during my home purchase. I would definitely recommend Her!
My husband and I are very grateful to Elena because she helped us to buy that house until we refinance it. Especially this refinance of our house that dropped the monthly payment of our house. She is always there everytime we have questions....
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Really simple and personal experience! Elena is a clear communicator with different platforms for information (videos texts calls reading material etc). She went above and beyond to ensure I understood the process and was being treated fairly....
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Elena is amazing. She went above and beyond any expectations we had. This is the second time Elena has seamlessly guided us through the loan process. I know she will always make herself available to help even after the loan closes. I can't...
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This is second home purchased with help from Elena! There was no doubt that we would choose her again to handle our mortgage. Elena helped us put together very competitive offers in a time when many buyers have cash. She was fast to answer...
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10464Best service I've ever experienced thanks Elena
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152