
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Working with Elena on our refinance was a wonderful experience! She walked us through each step and explained the process thoughly. We were informed of each step our loan was in by her very helpful team. Elena has earned a permanent business...
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Elena is amazing! She does everything she can to make things happen for you! Every item I needed was communicated and there was never a delay in what needed to happen! I'm so thankful for her and how she is always optimistic about the process!...
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Elena helped us Refi with ease! Each step of the process was explained thoroughly and we knew exactly what would happen next. We were able to text questions that were time sensitive and she was very timely in her reply. We feel confident in...
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The overall process was smooth and I received continuous communication regarding my refi. Elena was very professional and courteous. She answered my questions and addressed any concerns in a timely manner. I have used Elena in the past and...
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We had a great experience working with Elena. She was readily available went out of her way to get answers to all of our questions and very friendly! The transaction was very very smooth. Thanks!
Elena is great to work with. She made the recent refinancing of my home completely effortless. She is very diligent and responsive. In today's Busy World having someone like in elena on your side is wonderful. I would recommend anyone to Elena....
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Loved working with Elena. She's fast efficient honest trustworthy & a straight shooter ('keeps it real' & doesn't 'sugar coat things') which I love. A absolute pleasure to work with. I highly recommend her.
Elana worked with us for a year trying to get us approved. When we did get approved the rate and mortgage amount was $600 less than what we had originally anticipated. She was able to find us a better product and one we could qualify for as...
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I was introduced to Elena through a mutual buyer of ours. While speaking to her the first time I quickly learned she was professional courteous and a hard worker. Through the process of finding my client a home Elena continued to be a wonderful...
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Very pleased to work with Elena thank you!!
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152