Elena De Luz - Barrett Financial
Senior Loan Officer
University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
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Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Working with Elena was wonderful. She put our mind at ease and helped us anticipate questions and helped with solutions. She helped us navigate buying our first home from out of state in a time of many changes and while trying to acquire a...
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I had the chance to work with Elena De Luz while buying my house. She was extremely helpful throughout the entire process and helped guide me through until the end. She has continued being very helpful with any questions or concerns even after...
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I worked with Elena in 2020 to help refi our house and lower the interest rate. The experience working with Guild and Elena was flawless! We purchased a second home and my first call was to Elena! No surprise the experience was seamless. She...
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Elena was great to work with. She made a complicated and complex process as smooth as can be. She made herself available and accessible whenever we needed her. Not only did she answer the questions we had she even provided answers to questions...
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Reply from Elena De Luz - Barrett Financial
July 9th, 2026 03:22 PM
Thank you for trusting me with such an important milestone. Wishing you many happy memories in your home, and please know I'm always here if you, or someone you know ever need mortgage guidance in the future. 🏡💙
Working with Elena was great! I had never refinanced before and had no idea what to expect but she walked me through every step with patience and kindness. The process was quick and she was able to save me a lot of money. Thanks Elena!
Reply from Elena De Luz - Barrett Financial
July 13th, 2026 10:56 PM
Thank you so much for your kind words! It was a pleasure helping your through your first refinance. I'm so glad I could make the process easy to understand and help you save money. Thank you for trusting me with your mortgage needs!
Its been a great experience for the 2nd time working with elena always finds the best for her clients she awesome.
Reply from Elena De Luz - Barrett Financial
July 13th, 2026 10:54 PM
Thank you so much for your kind words and for trusting me once again with your home financing needs! 🏡💙I'm committed to finding the best options for my clients and making the process as smooth as possible. Your continued trust means the world...
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Doing business with Elena has been such a pleasure. She is very personable and skilled at her work. She made sure our loan application process went smoothly and provided the information we needed as our questions arose. We will be sure to recommend...
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Reply from Elena De Luz - Barrett Financial
July 13th, 2026 11:05 PM
Thank yo so much for your kind words! It was a pleasure working with you throughout your home financing journey. I'm grateful for the trust you placed in me and am so glad I could help make the loan process smooth and stress-free. Your recommendation...
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Elena De Luz was amazing to work with! She answered all my questions and with quick response and very knowledgeable about the refinance. Too be honest Elena and her team did 90% of the work and made this whole process very easy. I would recommend...
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Reply from Elena De Luz - Barrett Financial
July 13th, 2026 11:11 PM
Thank you so much for your kind words and trust throughout your refinance! It was truly a pleasure working with you. I'm so glad my team and I could make the process smooth and stress-free. Your recommendation means the world to me. Thank you...
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Elena was such a huge help during this whole process. We don't know what we would have done without her. She was always there for us when we had any questions or concerns. She went above and beyond to help my fiancé and I buy our dream home....
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Reply from Elena De Luz - Barrett Financial
July 13th, 2026 11:25 PM
Thank you so much for your kind words! ❤️ It was truly an honor to help you and your fiancé on your journey to homeownership. Buying a dream home is such a special milestone, and I’m grateful that you trusted me to be part of it. Knowing that...
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Elena was amazing. She answered all of my questions day or night and even on weekends. I couldn't have asked for a better experience!
Reply from Elena De Luz - Barrett Financial
July 14th, 2026 10:08 PM
Thank you so much for your kind words! ❤️ It was truly my pleasure to help you through the process. I'm so glad I could be there to answer your questions and make the experience a positive one. Thank you for trusting me with your home financing...
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)
Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152