
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
Elena was professional and always kept us appraised of the closing process. It was a pleasure to work with her.
Elena was so helpful through the whole refinance process! She is the only loan officer I've used in the past and will continue working with her in the future. She is responsive helpful organized and welcoming. I highly recommend her to anyone!...
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Elena diligently worked on our application for our first house. When we had to cancel that house and bought another she pivoted and worked on the second set of documentation very quickly. We were able to get into our house a few days earlier...
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Unbelievable.
Buying a new home can be very stressful. Getting the proper financing can be the worst of the experience. Elena has been a great asset through the entire process. I had many questions and she was patient and calming in addressing my concerns....
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Working with Elena was a wonderful experience. Elena was very responsive reachable by phone email and text at almost every hour and was well educated in the process. Elena kept my on track and helped have all my ducks in a row when it was time...
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Elena was the utmost professional throughout the entire process. She kept us up to date and the closing documents were exactly as she said they would be when we started. Her hands on approach and professionalism gave us the confidence to use...
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This is our first home! We had no idea what to do our realtors referred us to Elena and Guild. She was there every step to support us and give us the knowledge and expertise we needed. For every potential house we were interested in she was...
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Our latest refinancing just completed is the 4th mortgage for which we chose Elena De Luz as our Loan Officer. If that's not trust I don't know what is! Elena is an extremely good communicator who kept us informed every step of the way. We...
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Elena walked us through every step of our refinance. She was even there when we were signing papers to ensure all the information was correct and all was done properly. Thank you so much Elena everything was easy and painless!
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152