
Elena De Luz - Barrett Financial
Senior Loan Officer

University of Hawaii at Hilo
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I w... Show More
Location & Business Hours
Business Hours
Wed
8 AM to 5 PM
Thu
8 AM to 5 PM
Fri
8 AM to 5 PM
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Reviews from Web
After a crazy up and down roller coaster. We have finally closed on my 1st home! Elena was awesome to work with and she never gave up on me even after all ups and downs we went through!
We tried last year to refinance and had such a horrible experience we cancelled the process. We wanted to shave some interest off of our mortgage and hesitantly decided to refinance again this year. Elena De Luz was highly recommended to us....
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Elena gave us excellent service and help with this refinance on our home. She communicated well and kept us up to date with any and all current changes. As well she frequently checked in with us to see if we had any questions or concerns she...
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Elena was very responsive patient and kept us updated at every step of the refinancing process. There are a lot of extra hoops to jump through these days I'm glad she was there to help us through the process. It was such a pleasure to work...
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I love working with Elena. She has definitely earned my business. She is a constant professional and extremely knowledgeable. One thing that makes her stand apart is her willingness to leave no stone upturned. Her first priority is her clients....
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Can it get any easier?Elaina made this transaction so easy and fluid. She was very patient with me and explained everything so I completely understood what was happening.Her communication was excellent she never left me wondering what was happening...
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Great service with Elena.Great interest rate with Elena.Closed on time with Elena!Thanks Elena De Luz :)Julie Jakubek
Working with Elena was a pleasure throughout the whole process!I have several homes and have refinanced homes multiple times this was by far the best experience yet!Elena contacted me every friday to give me the status of my refi she even came...
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Elena was the best to work with! There are so many moving parts and pieces in the home purchase process it can seem daunting. From the pre-qualification to the final funding and close Elena helped make all that so simple and easy. She keep...
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I truly appreciate Elena's help throughout the process of refinancing. She has called weekly with updates answered every crazy question and walked me through every step. I can not thank her enough!
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About
As a dedicated Senior Loan Officer, I specialize in helping individuals and families navigate the path to homeownership and financial empowerment. With a strong commitment to transparency, personalized service, and timely communication, I work closely with clients to find loan solutions that fit their unique needs and goals.
Whether you're a first-time homebuyer, refinancing your current mortgage, ready to retire, or exploring investment opportunities, I’m here to guide you every step of the way. My goal is to make the lending process smooth, stress-free, and successful—because your financial future deserves expert care.
I invite you to share your experience working with me! Your feedback helps others feel confident in choosing a trusted partner for their lending journey.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Specialities
Divorce Mortgage Specialist
Reverse Mortgage Specialist
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Education
- University of Hawaii at HiloBachelor of Business Administration (BBA)

Positions
- Barrett Financial Group - Senior Loan OriginatorJul 22nd, 2025 - Current
Memberships
- Chandler Chamber of Commerce Ambassador
- Be Kind Foundation Board Member & Treasurer
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1992
Licenses
- NMLS: 1180152