

Elaine Young
Senior Mortgage Consultant | NMLS# 770667


University of North Carolina Wilmington
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process... Show More
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Reviews from Web
Elaine was very helpful in walking through the process of a home loan. She provided clear and consise information timely to allow the process to move smoothly.
Reply from Elaine Young
September 11th, 2025 07:17 PM
I'm glad to know you found my guidance helpful in navigating the home loan process, Michael. Providing clear and timely information is something I strive for to help ensure a smooth experience. If you have any more questions or need further...
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I refer all of my clients to Elaine because she always provides the best information for each of their needs. She is always professional and yet personal. Easy to talk to and work wth. She has helped me many times that were outside of the work...
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Reply from Elaine Young
September 11th, 2025 05:40 PM
Kim, thank you for your thoughtful feedback. I'm glad to hear that you appreciate the professional yet personal approach I strive to maintain. Helping clients navigate their needs, even beyond regular hours, is something I take seriously. It's...
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Elaine was extremely responsive and quick! She helped guide the transaction to success and made a first time home buyer extremely thrilled to own his first home!
Reply from Elaine Young
September 11th, 2025 05:40 PM
Cindy, I'm glad to hear that my responsiveness and guidance helped make your buyer's first home purchase a success. It's important to me to support first-time buyers and make the process as seamless as possible. If you have any questions or...
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Elaine was super helpful throughout the whole process and made sure to answer questions thoroughly, even when talking about the difference between potential offers. She was very knowledgeable and helped make the process a great deal easier...
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Reply from Owner
October 20th, 2025 12:23 PM
Alex, I appreciate your feedback. It's great to hear that my assistance and thorough explanations helped demystify the differences between offers and made the process smoother for you. If you have any more questions or need future assistance,...
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Elaine was super helpful throughout the whole process and made sure to answer questions thoroughly, even when talking about the difference between potential offers. She was very knowledgable and helped make the process a great deal easier to...
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Reply from Elaine Young
September 11th, 2025 05:41 PM
I appreciate your positive feedback, Alexander. It's great to know that my efforts to answer your questions and clarify the differences in potential offers were helpful. Simplifying the process for you was my goal, and I'm glad it made a difference....
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Elaine was fantastic! She was always available — even on weekends, at all hours — which made a huge difference in keeping the process moving smoothly. Her thorough knowledge and ability to clearly explain every step made my clients feel confident...
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Reply from Elaine Young
September 8th, 2025 03:15 PM
Addie, I'm grateful for your feedback and pleased to hear that my availability and communication contributed positively to the process. Ensuring that every detail is managed carefully and keeping everyone informed is a priority I hold dear....
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We were new to the home buying process and anytime we needed advice or assistance, all we had to do was reach out.
Reply from Elaine Young
September 8th, 2025 03:15 PM
Thomas, I'm pleased to hear that I could be there for you during your first home buying experience. It's important to me to provide the support and advice needed throughout the process. If you have any more questions or need further assistance,...
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We were new to the home buying process and anytime we needed advice or assistance, all we had to do was reach out.
Reply from Elaine Young
September 8th, 2025 03:15 PM
Allison, I'm glad to hear that you felt supported during your home buying process. It's important to me to be readily available for advice and assistance whenever needed. If there are any other questions or if you need help in the future, please...
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Elaine was always responsive to my questions and provided guidance to the process, as it had been a long time since I required a mortgage. Susan Huber was also excellent in helping me with the submission of documents and other encourgaging...
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Reply from Elaine Young
September 8th, 2025 03:14 PM
Nancy, I'm pleased you felt supported throughout the mortgage process. Providing clear guidance and being responsive are priorities for me, especially when it’s been a while since your last mortgage experience. Susan Huber indeed brings valuable...
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Elaine is always on top of rhings and really knows how to make the process smooth and worry free!
Reply from Elaine Young
August 28th, 2025 06:43 PM
Susan, thank you so much for your review. I'm pleased to hear that you felt the process was smooth and worry-free. It's important to me to stay proactive and ensure everything is handled efficiently. If there's anything else I can assist you...
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About
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process.
As part of the Howard Hanna Mortgage Services team, I enjoy the opportunity to provide both existing and new customers with the products and service they deserve, as well as efficient loan processing and exceptional customer service.
I’m a native of Virginia who moved to Charlotte in 1999. My husband and I make our home in Harrisburg, NC with our two children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
Jumbo
FHA
VA
HELOCs
NC Housing
USDA
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Education
- University of North Carolina WilmingtonLeadershipCommunicationsAug 1993 -May 1997

Positions
- Howard Hanna Mortgage - Senior Mortgage ConsultantMar 17th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NC & SC Originator
- NMLS# 770667
Achievements
- 2024 Platinum Circle
- 2024 Sales MVP
- 2024 Partner of the Year
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.