

Elaine Young
Senior Mortgage Consultant | NMLS# 770667


University of North Carolina Wilmington
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process... Show More
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Reviews from Web
Elaine is THE BEST! goes above and beyond!
saved the deal for us - thank you 🙏
Reply from Elaine Young
October 29th, 2025 04:01 PM
Daria, I appreciate your enthusiastic feedback. It's fulfilling to know that my efforts made a significant impact and helped secure the deal for you. If you have any questions or need further assistance, I'm here to help. Thank you!
Elaine is great to work with. Communication and overall experience was very positive. I highly recommend Elaine for all your mortgage needs. Scott
Reply from Elaine Young
October 29th, 2025 04:01 PM
Scott, I appreciate your positive feedback. It’s great to know that you found the communication and overall experience satisfactory. Thank you for the recommendation. If you have any future mortgage needs or questions, please feel free to reach...
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Elaine goes above and beyond for my clients. In this particular case, we needed to get a preapproval letter quickly to submit an offer. It was beyond business hours, and she turned it around quickly. My clients loved working with her. In fact,...
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Reply from Owner
October 29th, 2025 04:02 PM
Angela, I appreciate your detailed feedback. It's great to hear that my efforts in providing prompt service, even beyond business hours, were valuable to your clients. I am committed to being available and responsive, and it's rewarding to...
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Elaine goes above and beyond for my clients. In this particular case, we needed to get a preapproval letter quickly to submit an offer. It was beyond business hours, and she turned it around quickly. My clients loved working with her. In fact,...
read more
Reply from Elaine Young
October 29th, 2025 04:02 PM
Angela, I appreciate your kind review. It's encouraging to know that my efforts and availability made a positive impact on your clients' experience. I'm glad I could assist with the preapproval letter in a timely manner, and it's heartening...
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Elaine Young has received a review with 5 star rating from Scott A
Reply from Owner
October 29th, 2025 04:03 PM
I appreciate your 5-star rating, Scott. If there's anything else I can do for you, please let me know.
Elaine's communication and professionalism was amazing and I would highly recommend using her with all my clients.
Reply from Elaine Young
October 29th, 2025 04:04 PM
Scott, I appreciate your high recommendation. It's great to hear that you valued my communication and professionalism. I take pride in delivering quality service to all my clients. If you have any further questions or needs in the future, feel...
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The agents were friendly and responsive. The totality of the process was overly complicated and could have been communicated more clearly prior to engagement.
Reply from Elaine Young
October 29th, 2025 04:04 PM
I appreciate your feedback, Diane. I'm pleased to hear that you found the agents friendly and responsive. I understand that clarity in communication is crucial, and I’m sorry if the process felt overly complicated at times. Your input is valuable,...
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Elaine and susan are the best. They just helped us buy our first home and the whole process was as stress free as it could be, thanks to their help! They answered our phone calls (even when we called multiple times in an hour) and answered...
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Reply from Owner
October 20th, 2025 12:22 PM
Seth, I appreciate your kind words about the home-buying experience. It's great to hear that Susan and I could make the process as stress-free and enjoyable as possible for you. Communicating openly is key, and I'm glad we could be there for...
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Elaine and Susan were so amazing to work with. First off, Elaine worked double time to get us pre approved in record time. She was so quick, intelligent, kind, and patient with us (as first time house buyers we definitely needed that). Her...
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Reply from Elaine Young
October 20th, 2025 12:23 PM
Seth, I really appreciate your kind words. I'm glad to hear that my efforts, along with Susan's, helped make your experience as first-time homebuyers smooth and stress-free. It was important to me to be both quick and supportive throughout...
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Elaine was able to get great mortgage terms for the buyer and we had a smooth transaction through closing. She is always available to answer questions that arise and talk the purchaser through any concerns.
Reply from Elaine Young
September 18th, 2025 03:34 PM
Stephanie, I'm pleased to know that you had a smooth transaction and that I could assist with obtaining favorable mortgage terms. Being available to address questions and concerns is something I value. If you need further assistance, feel free...
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About
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process.
As part of the Howard Hanna Mortgage Services team, I enjoy the opportunity to provide both existing and new customers with the products and service they deserve, as well as efficient loan processing and exceptional customer service.
I’m a native of Virginia who moved to Charlotte in 1999. My husband and I make our home in Harrisburg, NC with our two children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
Jumbo
FHA
VA
HELOCs
NC Housing
USDA
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Education
- University of North Carolina WilmingtonLeadershipCommunicationsAug 1993 -May 1997

Positions
- Howard Hanna Mortgage - Senior Mortgage ConsultantMar 17th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NC & SC Originator
- NMLS# 770667
Achievements
- 2024 Platinum Circle
- 2024 Sales MVP
- 2024 Partner of the Year
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.