

Elaine Young
Senior Mortgage Consultant | NMLS# 770667


University of North Carolina Wilmington
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process... Show More
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Reviews from Web
Excellent customer service and huge fleet of products.
Reply from Owner
August 28th, 2025 06:44 PM
Clark, thank you for your positive feedback. I'm happy to hear that you found the customer service excellent and appreciated our range of products. Ensuring a great experience and variety for my clients is a priority. If you have any more feedback...
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Elaine is very effective communicating with my clients. This is their second transaction with Elaine which is a testament to her quality customer service. They did not consider working with another mortgage broker.
Reply from Elaine Young
August 28th, 2025 06:44 PM
Clark, thank you for sharing your thoughts. It's wonderful to hear that your clients chose to work with me again. Effective communication is a priority for me, and I'm glad it has made a positive impact on their experience. If there's anything...
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Elaine is amazing! She is super knowledgeable and cares about her clients. She helped us in the process of buying our home. She explained the process, answered questions, and gave great recommendations on resources if we needed them. I would...
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Reply from Owner
August 28th, 2025 06:45 PM
Hana, thank you for your wonderful review. I'm so pleased to hear that my knowledge and communication made a positive impact on your home-buying journey. It's important to me that each client feels supported and well-informed throughout the...
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Elaine is amazing and answered all the questions that we had! She even gave advice in how the lending process worked, what points mean, and even some feed back in what we could afford! I recommend her to anyone I know is looking for a house!...
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Reply from Elaine Young
August 28th, 2025 06:46 PM
Brittany, thank you for your wonderful feedback. I'm so pleased to hear that I could address all of your questions and provide insights into the lending process, including points and affordability advice. Helping you understand these aspects...
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Elaine is attentive, honest and quick to give feedback. We asked a lot of dumb questions and she was very patient. We love working with her!
Lisa
Reply from Elaine Young
August 28th, 2025 06:47 PM
Lisa, thank you so much for your kind review. I'm pleased to hear that you felt supported and comfortable to ask questions during the process. It's important to me that my clients feel at ease, no matter how big or small their inquiries might...
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Always a pleasure working with Elaine Young.
Reply from Elaine Young
August 28th, 2025 06:47 PM
Jeanette, thank you for your kind words. It's always my pleasure to assist you. I'm glad to hear that your experience was enjoyable, and if you ever need anything further, please feel free to get in touch.
Great communication
Reply from Elaine Young
August 6th, 2025 07:03 PM
Amy, thank you for your positive feedback. I'm pleased to hear that you appreciated the communication throughout the process. Keeping things clear and timely is something I aim for with all my clients. If there's ever anything else you need,...
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Elaine and her team along with Susan did a great job with my first-time homebuyers there were some hickups along the way and we worked them all out and closed and made my buyers very happy!!
Reply from Elaine Young
August 6th, 2025 02:20 PM
Suzette, I appreciate your feedback. It's wonderful to know that you and your first-time homebuyers had a positive experience. Navigating through any hiccups is part of the process, and I'm glad we could work through them to ensure a smooth...
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Elaine was so incredibly responsive!, always positive and just great to work with!
Reply from Elaine Young
August 6th, 2025 02:20 PM
Diane, thank you for your enthusiastic review! I'm so pleased to hear that you found my responsiveness and positive approach valuable during our work together. It was a pleasure supporting you through this experience. If you have any further...
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Elaine was great and responsibe to all the questions I had
Reply from Elaine Young
August 6th, 2025 02:21 PM
Bryan, I appreciate your feedback. I'm pleased to know that you found me responsive to all your questions. Supporting my clients and ensuring they feel informed throughout the process is a top priority for me. If there's anything else you need...
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About
I’ve worked in mortgage lending for 24 years. During that time, I have helped thousands of customers meet their buying and refinancing needs. From their first home purchase to their last, I truly enjoy taking them through the entire process.
As part of the Howard Hanna Mortgage Services team, I enjoy the opportunity to provide both existing and new customers with the products and service they deserve, as well as efficient loan processing and exceptional customer service.
I’m a native of Virginia who moved to Charlotte in 1999. My husband and I make our home in Harrisburg, NC with our two children.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Home Renovation Loan
Mortgage Refinance
Specialities
Conventional
Jumbo
FHA
VA
HELOCs
NC Housing
USDA
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Education
- University of North Carolina WilmingtonLeadershipCommunicationsAug 1993 -May 1997

Positions
- Howard Hanna Mortgage - Senior Mortgage ConsultantMar 17th, 2014 - Current
Addresses and Serving Areas
Primary Serving Area
Year Started
2001
Time Zone
Eastern Standard Time (EST)
Licenses
- NC & SC Originator
- NMLS# 770667
Achievements
- 2024 Platinum Circle
- 2024 Sales MVP
- 2024 Partner of the Year
Disclaimer
NMLS# 101561. Terms and conditions apply. Offer of credit is subject to credit approval. Contact Howard Hanna Mortgage Services for mortgage products and eligibility. For full licensing information, visit www.nmlsconsumeraccess.org.