Edgar Ibarra
Loan Officer | NMLS# 261963
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Edgar and his team were all prompt and whenever I had a question they would get back to me quick.
Steven amd edgars team gave my wife and I a absolute fantastic process. I have had a home loan before amd it was no where near as stress free and in order as it was working with Steven. I will reccommend everyone to use thw team
I highly recommend Edgar and his team. They go above and beyond. This is the third time Edgar has helped me and I am pleased with his services. The process was easy and quick. I trust Edgar as he is honest and sincere.
Professional, courteous, and welcoming. Great experience for my first home!
Always somebody there to answer questions or concerns. Good follow up
I am very pleased with Edgar and his team. This is the third time I’ve used their services and I am always amazed on how quickly they get the job done! I highly recommend their services. From the bottom of my heart, thank you Edgar!
Easy peasy lemon squeezy
Thank you to you and your team for a positive experience!
Everyone do a great job thank you so much nice personality really great job
The entire process was extremely easy and fast, Edgar was extremely helpful and kept me informed throughout the entire process. He was very reassuring and always followed up quickly when I had questions.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.