

Edgar Ibarra
Loan Officer | NMLS# 261963

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Edgar excellent response to all our inquiries, excellent timing on the the entire process.
Edgar and his team are my #1 lender since they are always on top of things as well as help thru out the whole transaction and always close on time. Edgar is an amazing lender and gets the job done smoothly and the upmost professionalism.
Best in the field and unprecedented professionalism!!! Can’t find anyone better to work with in this field!!!
Locking great rates and meeting with us upon request.
Great communication
Edgar is the best! He knows the business very well.
Edgar is very helpful and everything went smoothly.
Prompt responses on any questions I had.
The service and communication Edgar provided was incredible. Available at all times, and incredibly knowledgeable.
It was a great experience since Edgar made the process so smooth; he always found solutions to any issues. And he was always available whenever I have questions and doubts. These reasons made my experience great.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.