

Edgar Ibarra
Loan Officer | NMLS# 261963

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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Reviews from Web
Edgar was amazing. From the first meeting, he made us feel comfortable about the entire process. He was very knowledgeable and we felt extremely confident that he was the right person to help us make our dream of owning a home, a reality. We...
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Any question I needed I would always get it and if they didn’t answer right away they would always get back to me
Perfect customer service. Very fast and responsive!
The help they provided me was wonderful. They were very patient with me and the communication with me was very excellent that made the process very smooth.
Our tax returns and finances are perhaps more complex than the average borrower, with multiple business interests and numerous residential rental properties. The underwriting agent was overwhelmed. But Edgar stepped in and got us through all...
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Easy to work with.
To whom it may concern,In all things, you have “go to people” that have more solutions than problems, more answers than questions, they always have a plan or strategy for every curveball thrown at a situation. Edgar Ibarra is definitely that...
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Edgar was always very quick to respond to any questions we had
Third time working with Edgar and his team. They are extremely helpful. We love that the communication is constant and honest. We are always referring them to those that are looking for their services.
Edgar is real and he always responds so quickly to questions
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.