Edgar Ibarra
Loan Officer | NMLS# 261963
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
There were a lot of agents involved in the refinance docs that, at the end did not know who to contact and also it did not close when it was suppose to and no one let me know the reason why..
Great experience!! Everyone was very professional and courteous!! My refinance was handled quickly and I got a great rate as well. Everything was explained to me that I didn’t quite understand. I would definitely use them again.
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Very accessible to questions, professional, gave good advise.
Edgar and his team made the home buying process move smoothly and quickyly. I am satisfied with my first home.
Their expertise and hard work! Love em!
Mr. Ibarra was a pleasure to work with, He kept in constant communication with myself and with my Client, I would Highly recommend Edgar to everyone that is looking for a Loan or Refinance their home!
Edgar and his team are on top of all the moving parts of refinancing. They have a streamlined process which flows smoothly providing you get the necessary documents to them. Thank you Edgar!!
Edgar by far exceeded our expectations. His understanding of our loan requirements, rates provided, loan costs, communication across all parties and timelines were spot on!
The team handled everything so swiftly and independently. It was so easy to refinance with 95% done online when it fit into my schedule! I will use them for any future needs!!!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.