Edgar Ibarra
Loan Officer | NMLS# 261963
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
Great professional service.
Edgar is the man!
Edgar always gets back to me fast. Always available
Easy process
I really liked how my client's initial rate and closing cost estimate did not change when my client signed the final documents. Edgar is very responsive and knows his job well. Thank you for your great service! :-) Extremely Happy!
Steven was a rockstar!! He made this process so easy and completely stress free. Finance of America and Steven will be our go to for financing in the future!!
Well just anything else, communication is key and Edgar my loan officer was on top of it, he was always there when needed, very quick to respond and always helpful. Would definitely recommend him and the company, very satisfied overall.
Edgar and his Team are a pleasure to work with. Communication from Edgar is excellent and prompt, they closed the purchase loan in 22 days. Excellent job!
Just amazing. Helped me when needed with joy. So pleasant to work with.
Edgar and his team were great because they worked together to get things done for me and my family. I greatly appreciate their honesty, hard work, and guidance through this process. I highly recommend their services. Thank you!
Edgar is a great person to do business with. He will always answer any questions at any time. Edgar is my first choice for any refi or home loans
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.