Edgar Ibarra
Loan Officer | NMLS# 261963
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
Fri
9 AM to 5 PM
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Reviews from Web
The team at FOAM made the process so smooth with the constant communication, guidance, and follow-ups. We are very satisfied with the service that was provided!
Edgar was extremely responsive and kept me informed the entire way.
What made the experience great was the assistance and patience of Mr. Ibarra and the whole team! Thank you very much!
Edgar it's always a pleasure to work with you. When I hand you a loan I don't have to worry and that is the way I like it.!!! : ) thank you for always getting the job done for myself and my team
Experienced and will assist you for all means when you need him and open for any types of question you want to ask about how the process goes. I have a nice experience as first timer he will guide you and his team all through out
Edgar and his was great to work with, just amazing. Any concern I had he was there with an answer and explain to me what was next doing the process, not taking 2 or 3 days to get back with me. The team was there for me from the beginning until...
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Edgar makes the process easy and stress-free
your services were very efficient, process was fast, staff friendly. It made refinancing an easy experience, compare to other company's . Thank You so much for helping me out.
Fast response and fast process.
Thanks Edgar and your amazing team for making this journey a bit easier
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.