

Edgar Ibarra
Loan Officer | NMLS# 261963

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
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closed
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9 AM to 5 PM
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Reviews from Web
Thanks for the excellent communication with myself and the clients every step of the loan process. You and your team were excellent in working with our clients on this transaction/ they had a great experience and they are very happy as I am...
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly grateful for your kind words, Nydia. I'm thrilled to hear that you and the clients found our communication to be excellent throughout the loan process. Here at PRMG, it's always our aim to ensure that the process goes as smoothly...
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Communication, Closing on time, etc.
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I deeply appreciate your perfect rating and positive feedback, Rafael. It's crucial for us at PRMG to ensure seamless communication and timely closures. I'm glad to know that you're satisfied with our service. Please feel free to contact us...
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Edgar is very professional. I've been working with Edgar for at least over six years and he is consistent and honest. Edgar has kept my client and I informed throughout the loan transaction which gave my client and I PEACE OF MIND. I look forward...
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Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
Thank you very much for your generous words, Tanykea , your the best!. It's been a pleasure to have been of service to you over the years. Your satisfaction and peace of mind continue to be my primary focus. I too look forward to more fruitful...
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He made my dream of one day owning a home a reality.
Experience, and excellent service
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly humbled by your kind words and stellar rating, Wilmer. It's been a pleasure assisting you at PRMG. Thank you for recognizing my experience and service, as I always strive to provide the best for our valued customers. Looking forward...
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Edgar was quick and efficient and took the time to answer my questions along the way. I would happily recommend him and use his services again in the future. Thank you again for everything, Edgar!
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I sincerely appreciate your kind words, Barbra. It was my pleasure to assist you and ensure your satisfaction with our services here at PRMG. I'm delighted to hear that you found the process quick, efficient, and informative. Your recommendation...
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Edgar and his team has always provided great service.
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly pleased to hear your positive feedback, Jaime. My team and I at PRMG always strive to provide the best service for our clients. Your 5-star rating means a lot and motivates us to continue delivering high-quality service. Looking forward...
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knowledge, experience, professionalism.
Reply from Edgar Ibarra
December 4th, 2025 02:16 PM
I'm truly elated to hear that you found our service to be top-notch. Your kind words reinforce why we do what we do at PRMG. It was my pleasure to provide knowledgeable, experienced, and professional service throughout our interaction. We always...
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The level of experience and all the knowledge made the difference. Edgard is the loan guru
Edgar's quick communication made the process easier. He was very responsive and even answered questions Real Estate agent should have explained to us.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
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Memberships
- Gym
- Car club
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 261963
Hobbies
- Baseball
- Cars , Baseball , Going camping with family
Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.