Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne is very knowledgeable and truly helped our family make the best decision for us.
Confidence Energy level and moral support
Dwayne and all the staff were extremely professional from beginning to end. He kept me informed as we progressed through the home buying process. He even went the extra mile when I had an issue with my bank not providing information to me.
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Dwayne was great and easy to work with. He got back to me right away when I had any questions or needed additional information. He is very approachable and has great knowledge. I would definitely recommend him to all in need of a loan!
Dwayne and his team made this experience so pleasant for me. There were times where I did not think I could get through the process but Dwayne assured me every step of the way that it would work out and it did. I am forever grateful to him...
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very professional and attentive to my concerns
I truly say he puts in the effort and time
great job
The excellent communication and staying on top of documentation/paperwork.
Dwayne has handled several loans for my Buyers. He explains the entire process and gives the Buyer his undivided attention. Answers all questions and follows-up on a timely manner when they call with any additional questions. His attitude is...
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He always explained everything clearly and always there when we had questions . very patient also with my mom because she didn't known that much English and he explained it to her .
I just do not know where to begin! Do I begin with the level of professionalism displayed before, during and after this process? Or what about the constant reassurance that everything will work out perfectly? Maybe I will begin with the patience...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.