

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne was walked me through the home loan process seamlessly! He proactively anticipated my questions. I appreciate how kind he and his staff were to me.
Dwayne, goes extra mile for his clients to get their job done.
We want to thank Dwayne Graham and his Awesome Team for all of their hard work and diligence in helping us become first time homeowners! Dwayne Graham was very efficient and very knowledgeable concerning any questions or problems that occurred...
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Any questions needed Dwayne was able to answer.. He guided us through the whole process and would definitely refer him to anyone.
This is my second transaction with Dwayne, and wouldn’t hesitate to use him again. He has excellent communication and kept me updated throughout the entire refinance process.
Dwayne took my loan over after I had an unpleasant experience with another lender. He was more than helpful and eased my concerns and made the loan process as easy as possible. Buying a home is very stressful and he made my home buying experience...
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I really liked the fact that Dwayne had flexible hours for communicating with me.
The experience was great. Dwayne was real professional, good with advice, explained application very well, and completed the whole process in a timely manner. All the representatives at his office was very helpful and professional.ThanksRicky...
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Dwayne has been INCREDIBLY helpful in the success of our new home purchase. His profesionalism and dedication to the client is definetly first class in nature. I would HIGHLY recommend Dwayne and refer him to anyone and everyone I know and...
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I felt very comfortable talking freely with Dwayne and his staff about any concerns or questions that I had. It was like an extended family experience and everyone worked so hard on my purchasing of my home.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.