

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne was, as always, very professional!! He has the best communication, he stays on top of everything, and he is VERY informative. Dwayne ALWAYS does his best to figure any issues that arise during the transaction. I have never had a client...
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I have worked with Dwayne in the past. His level of service is always 5 star. I look forward to working with him in the future.
Dwayne and Cassandra was a great team to work with. I had heard nightmares about yhe home buying experience, however with thos team my experience was not stressful at all. They were very helpful, knowledgeable and present. No matter what time...
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Dwayne thoroughly explained and always keep us updated on the process and necessary steps to acquire a loan. He guided us through with no worries and eased our thinking when we became stressed. He consistently told us yes, when all others told...
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Everything about my experience was great
Dwayne’s level of knowledge and professionalism.
Thank You Dwayne
Mr. Graham Is Profinal And Courteous. Great Job MR DWAYNE GRAHAM THANK YOU ALFREDO & MABEL PEREZ
Thank you so much for all your help during this process. You were patient with us, gave us all the information we needed to make the best decisions. Communication was always open. We really appreciate all the work that you and your team put...
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Dwayne and his team was there for all my questions and needs very helpful and knowledgeable in Home buying loan process.
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.