

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne was very knowledgeable with any questions we may have had.
I’ve had the pleasure of working with Dwayne Graham as my lender to help prepare me financially for purchasing a home. He represents himself with maturity, kindness and is always looking for ways to support with affordable rates. I’m confident...
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Dwayne Graham is, undeniably, the most supportive lender I have ever worked with. He is professional, diligent, informed, and truly cares for his internal (Realtor clients) and external clients (consumer clients).
My experience with Dwayne was the best I've been experienced with any form of customer service. I highly recommend everyone to use him if there in the market to buy a home.
1.Answered all my questions
2.Took all the necessary time for the Initial appointment
3. Made it easy to turn in all documents
Dwayne and Cassandra where so helpful in our house buying process! We are first time how buyers and I had no idea what we needed to do. I can not explain how thankful I am for all of there hard work. They are Easy to get in contact with even...
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My experience working with Dwayne was TOP NOTCH! Professional, efficient, a breeze! I'd highly recommend him and his team to any of my family and friends looking to purchase a home.
Mr. Dwayne Graham made my first home buying experience a great one! He was very friendly and honest when it came to crunching numbers to make sure that we stayed in a comfortable financial position. He was always accessible to me whenever I...
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Dwayne was extremely friendly and professional. He is always very easy to reach and replies to my questions promptly. I've worked with several lenders in the past and Dwayne is by far the best.
Dwayne was great to work with! We went under contract and 17 days later we were able to close with our client. He was attentive, knowledgeable, and a great guy to work with! Look forward to working together again!
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.