Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
Dwayne was excellent at explaining anything that we did not understand at any time during the process starting from application to the end. He was available to take our calls at any time and that was special.
Dwayne was very professional and was excellent at staying in touch throughout the entire process! Highly recommend!
The communication throughout the process was always there every step of the way!
Very knowledgeable.
Mr Graham was very responsive, professional, and most of all courteous. As the process began, he stated if I had any questions at all, that should contact him. The virtual process was smooth and very efficient. Great Job Mr Graham.
Mr. Graham is always awesome. I just stumbled upon this. It was in spam. My apologies.
The refinance process was handled in a timely manner with few obstacles.
We've known Dwayne for a few years. His work ethic combined with his sincere and kind personality made it an easy decision to work with him for our refinance. The process was smooth and flawless. His communication and that of his team was great!...
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I was on a time crunch when my previous lender went MIA on me. That's when I reached out to Dwayne to get the job done. Dwayne and Cassandra Huck REALLY came through! They were extremely communicative throughout the entire process and accommodated...
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They explained the process before we ever started and we started the buying process that walked us through each step and made sure we understood before moving forward. They were very informative and helpful at all measures. Great team to work...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.