

Dwayne Graham
Branch Manager | NMLS# 243824

At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
"I wanted to take a moment to express my heartfelt gratitude for the exceptional home buying experience I had with Dwayne Graham and New American Funding. Their professionalism and support made the process smooth and stress-free. Thank you...
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Reply from Dwayne Graham
February 4th, 2025 08:43 PM
Thank you for the kind words Ms. Wright. You and Mr. Wright were amazing to work with. You helped make the process smooth and I appreciate you for that. Congratulations on your new home :)
"I wanted to take a moment to express my heartfelt gratitude for the exceptional home buying experience I had with Dwayne Graham and New American Funding. Their professionalism and support made the process smooth and stress-free. Thank you...
read more
Reply from Dwayne Graham
March 28th, 2025 02:26 PM
Thank you for the kind words Mrs. Wright :)
"Reflecting on our home buying journey, we are overwhelmed with gratitude for Dwayne Graham who guided us through every step with expertise and empathy. His dedication to ensuring that we found the perfect home and securing the best possible...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Mr. And Mrs. Wright. I am humbled and honored. Thank you for allowing me to be part of your home buying Journey and I am glad that my team and I were able to assist.
Dwayne was absolutely amazing, I use him for every mortgage. The entire process was a breeze.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for saying that Tre. You getting us everything quickly made the process go smoothly. Thanks again Tre 😊
This is our 2nd time using Dwayne and his team is the absolute BEST! They were responsive, professional, and got us over the finish line almost a week ahead of our original scheduled closing date. We cannot say thank you enough for all of their...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for trusting my team and I for the 2nd time Kathryn :) We are glad that we could be of service to you and your family. Thanks again Kathryn :)
Dwayne Graham has received a review with 5 star rating from Nick M
Thanks to the new American funding team for helping me achieve my goals by giving me the lowest interest rate and best possible terms for my loan.
Dwayne was able to close my VA Home Buyer in less than 30 days and that's including having a major holiday in the middle of our contract.
Hands down one of the BEST home loan lenders!
Dwayne was able to close my VA Home Buyer in less than 30 days and that’s including having a major holiday in the middle of our contract. Hands down one of the BEST home loan lenders!
What made my experience great was the Communication with everyone that had a hand in the my loan process. We started this journey 2yrs ago and threw out being out bid and interest rates changing NAF(New American Funding)was right there with...
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.