Dwayne Graham
Branch Manager | NMLS# 243824
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, L... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 5 PM(Open now)
Wed
9 AM to 5 PM
Thu
9 AM to 5 PM
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Reviews from Web
I call Dwayne the miracle worker. His experience and expertise sets him apart from other lenders. Obstacles will come and he overcomes them to get the client to the closing table. Dwayne is my preferred lender for life!!!
Reply from Dwayne Graham
March 28th, 2025 02:20 PM
Thanks for trusting my team and I Regina :)
Dwayne is always the miracle worker. No matter what challenges or obstacles arise, he finds solutions and goes above and beyond to get clients to the closing table.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for trusting my team and I Regina :)
Dwayne made this process very seemless and did amazing job helping me navigate through each step.
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you for the kind words Alaijah. I am glad that my team and I were able to get you in your new home. Congratulations on your new home purchase :)
My Dream Team made my dream come true of being a home owner. Each time I wanted to give up the would not let me. i thought it was impossible toget information needed they came to my rescue to show me how. they made this process niw that I look...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for saying that Terrie. I am really glad that we were able to help you achieve the dream of homeownership and I am even happier that you decided to stick with it instead of giving up. Thanks again Terrie
#DreamTeam 😊
It was a pleasure working with Dwayne. He was thorough and very informative. He made sure we were very comfortable during the entire process, sometimes he would work late to take calls to ensure we had understanding of documents and tasks to...
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Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thanks for taking the time to say that Deamonie and for trusting my team and I to guide you on your home buying Journey. Enjoy your new home 😊
I love Dwayne and NAF! Professional, focused, diligent and caring!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Love ya right back Wanda! 😉 Thanks for trusting us 😊
Dwayne and his team were always available to answer any questions we had during the process and took the worry away with every interaction!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
Thank you very much for saying that Ms. Mosley and thank you for allowing my team and I to guide you on your home buying journey :)
Great ease! Great professionalismn! Great patience! Great explaining! Great advice! Great Experience!!
Reply from Dwayne Graham
May 12th, 2026 08:06 PM
We appreciate the 6 Greats, Sean :) I am going to add a 7th Great. It was a Great working with you. Thank you for allowing us to go on this Journey with you
Disgraceful Treatment of Veterans - New American Funding Fails Its MissionIf you’re a veteran seeking respect, professionalism, and a lender that values your service, avoid New American Funding at all costs. I approached this company expecting...
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Disgraceful Treatment of Veterans - New American Funding Fails Its MissionIf you’re a veteran seeking respect, professionalism, and a lender that values your service, avoid New American Funding at all costs. I approached this company expecting...
read more
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About
At Lower, LLC we understand the importance of home financing. We have the knowledge and experience you can count on to deliver a simple and hassle-free lending experience. Whether you are buying your first home, refinancing or moving up, Lower, LLC offers a wide variety of mortgage products suited to fit the needs of our clients. With our industry-leading customer service, we’re sure to find the home financing that is right for you.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Mortgage Refinance
Specialities
Residential Home Loan Financing
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Positions
- Lower Mortgage - Branch ManagerMay 11th, 2026 - Current
Memberships
- Women's Council of Realtors
- Houston Black Real Estate Association
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
2005
Time Zone
Eastern Standard Time (EST)
Licenses
- NMLS# 243824
Hobbies
- Reading
- Movies
- Traveling
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Disclaimer
© 2026 Lower, LLC | NMLS ID# 1124061 | 5950 Symphony Woods Road Suite 312 Columbia, MD 21044 | Equal Housing Opportunity | https://nmlsconsumeraccess.org/ | Not an offer of credit or commitment to make a loan; all approvals are subject to underwriting guidelines including but not limited to acceptable current credit worthiness, income history, debt ratio, etc. Loan programs & options are subject to change at any time. Rates will vary depending on your loan term, loan type, credit profile, down payment, and qualifying ratios. Rates can change daily. Some restrictions may apply. Lower conducts business in 47 states for licensing information please visit - https://www.lower.com/legal/license-information.