Derek Harjes
Senior Loan Officer
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to ass... Show More
Location & Business Hours
Business Hours
Tues
9 AM to 6 PM
Wed
9 AM to 6 PM(Open now)
Thu
9 AM to 6 PM
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Reviews from Web
Derek always goes above and beyond. Doing everything he can to make sure his clients get the best of the best.
Reply from Derek Harjes
October 17th, 2025 02:55 PM
Thank you, Hadlee, for your kind words. I'm committed to ensuring my clients have access to the best possible service and support, so it's great to hear that this has been your experience. If there's anything more I can do to assist you in...
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My experience with Derek was great from start to finish! He provided clear, step-by-step instructions and made sure we were well informed throughout the process.
Reply from Derek Harjes
October 16th, 2025 06:13 PM
I'm glad to hear that your experience was positive from beginning to end, Andrew. If any questions come up or if you ever need further assistance, don't hesitate to reach out at any time! :)
little rough but not sure where the miscommunication was
Reply from Derek Harjes
October 16th, 2025 06:17 PM
I'm sorry to hear that you felt the process was a little rough, but there was no mis-communication. The only hiccup was the appraiser didn't show up on time and then disappeared for almost a week before showing up out of nowhere. That is what...
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Very responsive throughout years of attempting to fing the right home solution for our family. Derek and team are very knowledgeable and you can tell they care about the families they support.
Reply from Derek Harjes
October 10th, 2025 01:01 PM
Kristen, that means a lot...thank you! It’s been a long road finding the right fit for your family, and I’m really glad we could see it through together. I appreciate you sticking with me and my team through the ups and downs. We genuinely...
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As a first-time home buyer, I had an excellent experience working with Derek. Communication was top-notch throughout the process. He went above and beyond by providing guidance with home insurance and making sure I felt confident in each step....
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Reply from Derek Harjes
October 9th, 2025 03:23 PM
Ashton, I really appreciate the awesome review...that means a lot! I know buying your first home can feel like drinking from a firehose, so I’m glad the process felt smooth and that you felt taken care of every step of the way. You did great...
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Answered every question we had in a timely manner
Reply from Derek Harjes
September 18th, 2025 02:01 PM
I'm glad to hear that you found the responsiveness satisfactory, Jalen. Making sure your questions are addressed promptly is important to me, and I appreciate you taking the time to share this positive experience. If anything else comes up,...
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He was very kind and responsive with his work and always updated me with anything that changes or needed done ! i I would totally work with him again!!
Reply from Derek Harjes
August 31st, 2025 02:11 AM
Thank you, Matthew, for sharing your experience! I'm glad to hear that you appreciated my responsiveness and updates throughout the process. It's important to me that you're kept informed every step of the way. I'm thrilled you'd consider working...
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Great communication and answered all of my questions thoroughly and quickly.
Reply from Derek Harjes
August 30th, 2025 06:04 PM
Thank you, Brent! Glad we kept it quick and painless. If a friend needs the same level of service, send them my way...I’ll take great care of them. Enjoy the new home!
With this being my first home I went into this blind. Derek and team were very thorough in making sure I knew absolutely everything that I needed to know. Derek was very responsive and answered all questions with great detail. I can not imagine...
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Reply from Derek Harjes
August 15th, 2025 03:23 PM
Rocky, I appreciate you taking the time to share that. I know buying your first home can feel like drinking from a firehose, so I’m glad we could make it simple and keep you in the loop the whole way. You were great to work with, and I’m pumped...
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Great communication and the team worked hard to get everything done as close to my closing date as possible when I was no longer able to continue with my original lender. They made a stressful situation very simple!
Reply from Derek Harjes
August 13th, 2025 01:46 PM
I'm glad I could help make a challenging situation simpler for you, Heathyr. Navigating changes with your lender can be overwhelming, and I’m pleased that my communication helped ease that process. It's always my aim to support my clients in...
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About
We are "Your Preferred Community Lender," offering diverse funding options and an exceptional experience for all clients and partners, including homebuyers, mortgage brokers, builders, and real estate agents. Our expert team is ready to assist you with purchasing, refinancing, or reverse mortgages, whether in-person or over the phone.
Products & Services
Mortgage Loan Officer
FHA Home Loan
VA Home Loan
Jumbo Home Loan
Down Payment Assistance
Conventional Home Loan
Mortgage Refinance
Bridge Loans
USDA Loans
Specialities
Rehabilitation Loans
TRIO Lease-to-Own Options
Conventional Fannie Mae-conforming & High Balance
Community Lending: Land Home Exclusive Down Payment Assistance Programs: House2Home & Power Purchase
Customer Loyalty Program for LH to LH loans - lower fees & reduced documentation
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Positions
- Land Home Financial Services - Senior Loan OfficerSep 17th, 2018 - Current
- Land Home Financial Services - Sales ManagerApr 1st, 2017 - Dec 1st, 2017
Addresses and Serving Areas
Primary Serving Area
Other Serving Areas
Year Started
1988
Time Zone
Central Standard Time (CST)
Licenses
- NMLS #508753
- Land Home Financial NMLS #1796
Disclaimer
Land Home Financial Services, Inc. is an Equal Housing Opportunity Lender. The rates, loan programs, fees, options and guidelines in any loan scenario shown: (i) are for illustrative purposes only; (ii) are subject to change without notice; (iii) are subject to restrictions; (iv) will not apply to all borrowers or situations; and (v) do not represent a commitment to lend. Contact a Mortgage Loan Originator for details. Land Home operates only in states where it is authorized to conduct business. Branch location: 1355 Willow Way, Suite 250, Concord, CA 94520. NMLS #1796. To view states licenses go to NMLS Consumer Access.